Just Home Mortgages » Radio Shows

Top things to know when preparing for a home purchase.

webmaster — Sat, 14 Mar 2009 23:18:17 +0000

Are you ready to make the move and become a homeowner? Let’s go over some things you need to prepare for; making your plan, picking your team and finding the home you want.

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The “Home Affordable Modification Program”

webmaster — Sun, 08 Mar 2009 00:18:11 +0000

The Administration introduced it’s mortgage relief program that is designed to help homeowners who are at risk of foreclosure. We will take a look at the details of this program to see if it will help you, your friends & neighbors.

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6 reasons to purchase a home now!

webmaster — Sun, 01 Mar 2009 00:18:10 +0000

Thinking of purchasing a home? Here are six fundamental reasons home buyers need to make a move now; not including receiving free money from the Government!

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1st Time Buyer Tax Credit & Housing Reovery Act.

webmaster — Sun, 22 Feb 2009 00:18:11 +0000

Know any 1st time home buyers? Now is the time for them to purchase as they can get up to $8,000 for purchasing a home. We will look at the tax credit and the Housing Recovery Act which is designed to help those having trouble makng their mortgage payments.

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Stimulus Bill & Private Mortgage Insurance

webmaster — Sun, 15 Feb 2009 00:18:11 +0000

The Economic Stimulus Bill is about to become law; is there anything in it to help homebuyers? There are also changes on the way with Private Mortgage Insurance that you need to be aware of; we will break down the changes for you this morning.

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Home Ownership vs. Renting

webmaster — Sun, 08 Feb 2009 00:18:10 +0000

This week we take a look at the benefits of homeownership vs. renting.

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6 mistakes to avoid when obtaining a home mortgage.

webmaster — Sun, 01 Feb 2009 00:18:10 +0000

With interest rates dropping and you are thinking about purchasing or refinancing your home, here are 6 mistakes to avoid when getting your financing.

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More on refinancing or purchasing a home.

webmaster — Sat, 24 Jan 2009 21:15:11 +0000

This week we continue our discussion of what you need for refinancing your home and some great tips and ideas about purchasing a home of your own.

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Refinancing and home purchase tips.

webmaster — Tue, 20 Jan 2009 21:15:11 +0000

With interest rates dropping, it is a great time to refinance your mortgage; here are some tips on traps to watch out for. Thinking of purchasing? We will continue our series on preparing for your home purchase.

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New series about purchasing a home of your own!

webmaster — Tue, 20 Jan 2009 21:15:11 +0000

This week we start a series of shows where we will look at what you need to purchase your own home; from budgets, down payments, financing, the pre-qual vs. pre-approval, etc., we will sort this out and help make sense of this process!

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Welcome to 2009! Who will be buying Real Estate this year?

webmaster — Sat, 03 Jan 2009 21:15:10 +0000

Will the wave of 1st time home buyers who are waiting on the sideline decide to get into their home as prices stabilize and interest rates drop?

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2008 Year End Summary

webmaster — Sat, 27 Dec 2008 21:15:22 +0000

What a year for the Mortgage & Real Estate Industry! Let’s take a brief look at where we were, and more importantly, where we are going!!!

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Home Purchase & Refinance Mortgage rates drop again!

webmaster — Mon, 22 Dec 2008 21:15:11 +0000

With the actions and comments by the Fed this week, mortgage rates have dropped again. Today we take a look at how to use this to your benefit for your home purchase or refiance.

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Answers to 5 key refinance questions.

webmaster — Sat, 06 Dec 2008 21:15:22 +0000

Mortgage rates are near historic lows; to help you through the process, I will answer some key questions regarding the process

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MORTGAGE & REAL ESTATE RADIO.

webmaster — Sat, 22 Nov 2008 21:15:09 +0000

This week Bill welcomes Attorney James Graham to the “Your Home-Your Money, Mortgage & Real Estate Radio” program to discuss the importance of using a Real Estate Attorney for your home purchase or sale. Tune in this Saturday at 9AM CST on Madison’s 1670AM!

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EPISODE137 – FHA Mortgages; so many possibilities!

webmaster — Sat, 15 Nov 2008 21:15:10 +0000

There are so many ways to utilize an FHA Mortgage; home purchases, streamline refinance, reverse mortgage and FHA Secure; we will take a look at all of your options.

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EPISODE136 – What is a “Mortgage Modification”?

webmaster — Sat, 08 Nov 2008 21:15:14 +0000

Homeowners that have an ARM with payments that are increasing or owe more on their home than it is worth may be eligible for a Mortgage Modification. Tune in as I break down what this is and how it may help homeowners.

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EPISODE135 – What’s up with mortgage rates?

webmaster — Sat, 01 Nov 2008 20:15:09 +0000

The Fed cut a key interest rate again this week, but mortgage rates inched up again; what happened? Tune in and Lets take a look at the details.

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EPISODE133 – Current events in mortgage and real estate.

webmaster — Sat, 11 Oct 2008 20:15:08 +0000

Today I will look at current events in the mortgage and real estate industry and answer your email questions.

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EPISODE132 – HOPE For Homeowners!

webmaster — Mon, 06 Oct 2008 20:15:11 +0000

Are you or do you know someone who is in a mortgage that they cannot afford? There may be help for you under the new FHA HOPE program that became effective this week. Tune in and lets see what this program can do for you!

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EPISODE130 – Fannie Mae & Freddie Mac to be seized

webmaster — Sun, 07 Sep 2008 20:15:09 +0000

It looks as though the Government Sponsored Enterprises Fannie Mae and Freddie Mac will in deed be seized by the Government; what does this mean to you? Tune in, lets look at the future of these Mortgage Giants.

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EPISODE129 – Buying a home “As-Is”; what are you getting into?

webmaster — Sat, 30 Aug 2008 20:15:19 +0000

In today’s real estate market, many homes are being sold “as-is” by distressed homeowners and lenders; what does this mean to you and how can you prepare for this? We will discuss some tips to help you purchase a home “as-is”!

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EPISODE127 – 8 Simple Steps To Home Ownership!

webmaster — Sat, 23 Aug 2008 20:15:10 +0000

There have been many news reports recently about the shortgage of mortgage money in the market; Warren Buffet stated on CNBC today that there is plenty of mortgage funds available for home buyers in this market; I Agree! Let’s take a look at how to make a plan to purchase your first or next home for you and your family.

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EPISODE126 – $7,500 Tax Credit if you Purchase a Home?

webmaster — Sat, 16 Aug 2008 20:15:11 +0000

The Housing and Economic Recovery Act off 2008 was reently passed and allows for a $7,500 tax credit to 1st time home buyers. Join us as we take a look at the intricacies of this program.

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EPISODE125 – 5 Mistakes to avoid in a Home Purchase.

webmaster — Sat, 09 Aug 2008 20:15:10 +0000

Considering a home purchase? Whether you are a 1st time buyer or seasoned home owner, here are 5 things to avoid that will make your home purchase a success!

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EPISODE121 – The New Housing Rescue Plan!

webmaster — Sat, 28 Jun 2008 20:15:09 +0000

Our lawmakers are trying again to come up with a plan to help homeowners who are in mortgage trouble and face foreclosure; let’s take a look at what they are proposing and who will be paying for it.

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EPISODE120 – Bill answers your email questions!

webmaster — Sat, 21 Jun 2008 20:15:12 +0000

I received a lot of email this week with specific questions about your mortgage and real estate needs; I will share these questions and the answers with our “Your Home-Your Money, Mortgage & Real Estate Radio” audience.

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EPISODE119 -Pending Home Sales & Mortgages Up!

webmaster — Sat, 14 Jun 2008 20:15:10 +0000

Reports from Wall Street this week showed that pending home sales and purchase mortgage applications are up; Market activity is getting stronger; listen in and lets look at the market and the numbers!

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EPISODE118 – GM Janesville is closing; what will happen to Real Estate?

webmaster — Sat, 07 Jun 2008 20:15:09 +0000

General Motors announced that they will be closing the plant in Janesville, WI. What will happen to the Real Estate market in Southern Wisconsin? Anda O’Connell of Realty Executives joins us to take a look at this market’s past, present and future.

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EPISODE117 – Actual Home Purchase Case Studies!

webmaster — Sat, 31 May 2008 20:15:10 +0000

What do you do when you want to purchase a home and your bank turns you away? How can you get a great rate with zero down? Listen in and check out some actual transactions where we have helped buyers capture their dreams!

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EPISODE116 – How to purchase an expensive home with inexpensive money!

webmaster — Sat, 24 May 2008 20:15:09 +0000

The economic stimulus package inclused a lot more than just sending you a check; find out how you can purchase an expensive home with a conforming or FHA mortgage.

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EPISODE115 – What is DTI and how do I qualify for a mortgage?

webmaster — Sat, 03 May 2008 20:15:10 +0000

Debt to income, front ratios, back ratios; what does it all mean? How do I really qualify for a home mortgage? Listen in to the Mortgage Guys and get the facts!

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EPISODE114 – Did an “on-line” Lender lose your personal information?

webmaster — Sat, 26 Apr 2008 20:15:13 +0000

We have issued the warnings many times; DO NOT PROVIDE YOUR PRIVATE INFORMATION TO AN ON-LINE LENDER!” Did employees of Lending Tree illegally sell your info?

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EPISODE113 – Is this the best time to purchase a home?

webmaster — Sat, 19 Apr 2008 20:16:04 +0000

This could be the best opportunity this decade to purchase a home; there is plenty of inventory, prices a low and interest rates are fantastic. Listen in and discover how to make you dream of home ownership a reality.

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EPISODE112 – How Do You Get Free Down Payment Assistance?

webmaster — Sat, 12 Apr 2008 20:15:12 +0000

Buying a home but do not have the funds for a down payment or the closing costs? Check into obtaining a grant from a non-profit Down Payment Assistance Program!

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EPISODE113 – How to purchase a home with Zero Down using an FHA Mortgage!

webmaster — Sat, 29 Mar 2008 20:15:08 +0000

Who said 100% home financing with low fixed rates didn’t exist? Tune in and find out how to work with an FHA Approved Lender and Housing Grant Foundations to purchase your dream home with zero down at a low fixed rate.

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EPISODE112 – Where is 100% Home Financing? Right Here!

webmaster — Sun, 23 Mar 2008 20:15:10 +0000

Are you a 1st time homebuyer that has the income to purhcase a home, but you have not been able to build a large down payment? Many Lenders have dropped any chance of providing 100% financing; but we still have it. Listen in and find out to get a great mortgage with zero money down!

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EPISODE109 – The Spring Home Buying Season is here!

webmaster — Sat, 01 Mar 2008 21:15:09 +0000

Spring is here and it is time to get pre-approved for your home financing and start looking for that dream home! If you are selling, get your home ready to sell. Victoria Herold, Broker/Owner of Realty Executives of Madison, WI will join us to help buyers and sellers get on the right track this spring.

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EPISODE108 – Home Refinaces and Purchases

webmaster — Sat, 23 Feb 2008 21:15:09 +0000

In a market where interest rates and mortgage programs are all over the place; how do you know if you are getting the right mortgage for you? Tune in as we discuss a few home purchase and refiance scenarios.

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EPISODE107 – The Economic Stimulus Package & Home Financing.

webmaster — Sat, 16 Feb 2008 21:15:09 +0000

The economic stimulus package has been approved, everyone is going to get a check; but did you know that this package has provisions that will make is eaiser for you to purchase or refinance a home at lower rates? Tune in to find out how!

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EPISODE105 – Your Mortgage & Financial Planning

webmaster — Sat, 02 Feb 2008 21:15:10 +0000

Home financing meets financial planning. Financial planning expert Louise Googins lends her expertise regarding your home finaincing.

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EPISODE104 – Fed rate cuts & home mortgage rates.

webmaster — Sat, 26 Jan 2008 21:15:08 +0000

The Fed just cut rates a whopping 3/4 point; what will happen to mortgage rates? How will this affect the housing market? Tune in and find out!

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EPISODE89 – YOUR HOME-YOUR MONEY – the Real Scoop!

webmaster — Thu, 24 Jan 2008 21:15:10 +0000

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EPISODE102 – Countrywide Mortgage-The rise and fall of a Mortgage Empire.

webmaster — Sat, 12 Jan 2008 21:15:07 +0000

Bank of America purchases Countrywide Mortgage for $4 Billion; what is the financial markets reactions and how will this affect you?

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#98 – Home Inspection for the Holidays!

webmaster — Sat, 15 Dec 2007 21:15:08 +0000

Kimberly St. Louis of A-1 Home Inspection Services will help us be safe in our own homes over the holiday season! Winter months are great hunker-down months, but follow these guidelines and they’ll be even safer, warmer, and cozier.

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#97 – What is the “No Cost” Mortgage?

webmaster — Sat, 08 Dec 2007 21:15:08 +0000

You have seen and heard the advertisements from Lenders promising the world – now the “no-cost” refi is out there. What is it and is it really free? Also, the latest scoop on the ARM freeze plan.

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#96 – NEW – Adjustable Rate Mortgage Freeze; Will this reduce foreclosures?

webmaster — Sat, 01 Dec 2007 21:15:07 +0000

OK. In addition to an appraisal (for the lender) and a Home Inspection (for you), now it appears you’ll be needing a “Mortgage Inspection” (definitely for you). Ross Lewin of Wisconsin is leading the charge in consumer lending protection with his unique, but needed, service. Ross, President of Mortgage Loan Inspection LLC, says in a recent press release that his company can save consumers hundreds, if not thousands, of dollars with a mortgage loan inspection designed to protect the consumer. Bill Quigley and Art Blanchet will interview Ross Lewin about this niche service this week and see what this is all about. For more details on how this works, go to www.mortgageloaninspection.com

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#95 – Opportunities in THE NEW Real Estate Market – Interview

webmaster — Sun, 18 Nov 2007 21:15:08 +0000

Opportunities in today’s Real Estate Market; Bill & Art interview Local Experts Kevin Mikrut and Brett Jenny of Realty Executives! Hear their insights and ideas on how to apply the new rules of credit and down payment to your real estate world, whethee for investments or your own home,

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#96 – Opportunities in THE NEW Real Estate Market – Interview

webmaster — Sat, 17 Nov 2007 21:15:08 +0000

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#93 – Teaching Credit and Homeownership to Teens

webmaster — Sat, 03 Nov 2007 20:15:09 +0000

What do teenagers know about credit and home-buying? – Not much. And the need plenty. YHYM Co-Host Art Blanchet recenly spent two days teaching these concepts to High Schoolers – 160 kids total – and gave them plenty to think about. Bill Quigley interviews Art today about that experience – and the results.

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#92 – Lenders Are Standing By to Help YOU!

webmaster — Sat, 27 Oct 2007 20:15:08 +0000

The U.S. Government intervention into lending – in an attempt to boost the economy and bolster confidence in the housing market – has been lots of talk, some action, and had little actual lender participation. Finally! Lenders are starting to offer the FHASecure programs and there’s an effort being made to play. We’ll talk about it here – and how it affects you in your life.

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#91 – Interview with Author/TV Host???

webmaster — Sat, 20 Oct 2007 20:15:08 +0000

Got a good one lined up – SHe hosts a popular TV series, is a guest-starrin actress on TV, and has just written a popular Real Estate Book. Join us for a VERY fast-paced half-hour with great info and talk. Name TBA when schedule finalized.

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#90 – Scott Bilker and the NEW Credit Rules

webmaster — Sat, 13 Oct 2007 20:15:08 +0000

Every industry has its leaders and pace setters, but only a few really stand out as truly being in touch with their field. When it comes to consumer credit and debt finance, the man the experts ask for advice is author and guide Scott Bilker. Scott knows credit and how to deal with it – from his early days in college to today. This week Bill Quigley and Art Blanchet talk to Scott about the new credit rules, negotiating debt, and how to help YOU master your money in a world of tightening credit.Listen in for sure, but also get yourself subscribed to Scott Bilker’s newsletter and FREE reports at www.debtsmart.com.

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#88 – The New FHASecure program

webmaster — Sat, 06 Oct 2007 20:15:08 +0000

FHA Secure-is your mortgage adjusting out of control? Listen to Bill 7 Art, the mortgage experts show you how new enhancements to FHA mortgages will help homeowners keep teir homes!

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#84 – What IS Going on in Mortgages – Is It Time to Panic?

webmaster — Sat, 06 Oct 2007 20:15:08 +0000

The Mortgage Meltdown! The Subprime Debacle! The End of Real Estate as We Know It! Are Stated Income Loans gone forever? Bill Quigley and Art Blanchet combine a little research with some history with basic some economics and tell you what the REAL experts are saying about the real estate world – and what needs to happen to cure it – in some pretty simple terms (ones WE understand). We talk about what YOU can do as well.

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#83 – Short Sales and Title Work – with Ben Smaglick

webmaster — Sat, 06 Oct 2007 20:15:08 +0000

Ben Smaglick returns to clarify some issues on Short Sales – the acceptance by a lender of a mortgage settlement for LESS than what is owned (they get “shorted” – or maybe take it in the shorts). What are the steps to a Short Sale vs a Foreclosure for the Seller.

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#81 – Foreclosures and Short Sales – Part Two

webmaster — Sat, 06 Oct 2007 20:15:08 +0000

Kevin Mikrut rejoins Art and Bill to continue the discussion about Short Sales. As a Homeowner, how does that affect you? What IS a short sale? WHen do you NEED a Short Sale? Kevin is a helping lots of folks at Realty Executives here in Madison. He can be reached at 608-829-4040 and at BuyaHomeWith Kevin@aol.com.

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#85 – The New FHASecure program

webmaster — Sat, 29 Sep 2007 20:15:08 +0000

FHA Secure-is your mortgage adjusting out of control? Listen to Bill 7 Art, the mortgage experts show you how new enhancements to FHA mortgages will help homeowners keep teir homes!

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#83 – What IS Going on in Mortgages – Is It Time to Panic?

webmaster — Sat, 25 Aug 2007 20:15:09 +0000

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#82 – Short Sales and Title Work – with Ben Smaglick

webmaster — Sat, 25 Aug 2007 20:15:09 +0000

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#82 – Buyer’s Agency – with Linda Laitinen

webmaster — Sat, 18 Aug 2007 20:15:08 +0000

Linda Laininen of Keller-Williams explains the Buyer Agency arrangement and how it can save the home shopper plenty. And if you’re looking at For Sale By Owner properties, what a Buyer can do to make certain the purchase goes smoothly and and timely. Linda is there for you and so are Art and Bill.

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#84 – Foreclosures and Short Sales – Part Two

webmaster — Sun, 12 Aug 2007 20:15:19 +0000

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#78 – FORECLOSURES and SHORT SALES – What You Need to Know

webmaster — Sun, 05 Aug 2007 20:15:07 +0000

Foreclosure – top headlines these days in economic news. WHat does that do to your rights of ownership? And for investors, how does that affect you? WHat on Earth is a short sale? Find out today as YHYM talks with Ben Smaglick of First American Title and SHORT SALE Specialist Kevin D Mikrut of Realty Executives here in Madison……………….. Hosted by Bill QUigley and Art Blanchet of Robbins and Lloyd Mortgage Corporation.

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#79 – FORECLOSURES and SHORT SALES – What You Need to Know

webmaster — Sat, 28 Jul 2007 20:15:08 +0000

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#77 – Home Inspection – What Can You Do if it’s YOUR Home? Interview

webmaster — Sat, 21 Jul 2007 20:15:47 +0000

Selling your home? A home inspection is part of the contract? What should you – the home OWNER – expect? What do you do to prepare? What are they looking for? Our World Class Home Inspector expert- Kimberly St. Louis of A-Pro Home Inspection returns again to give us the tips and info we need for a smooth inspection and to avoid delays. Listen to the pro from A-Pro – and of course Bill and Art will be there, too.

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#74 – Canadian Mortgage Professional Interview!

webmaster — Sun, 01 Jul 2007 20:15:29 +0000

Bill and Art were recently interviewed by Canadian Mortgage Professional magazine about the use of radio, blogging, and podcasting in business. We got the nod because the article’s author – Vanessa Chris – and the staff couldn’t find any Canadians doing what Bill and I do – use these digital tools to impart information to our listeners and to promote our business. The article turned out pretty darn good (http://www.canadianmortgageprofessional.com/detail_article.cfm?articleID=273). We recorded the interview – with Vanessa’s knowledge – to play for you here. A change of pace, but entertaining.

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#73 – You’ve Just Been TRIGGERED!

webmaster — Sat, 23 Jun 2007 20:15:08 +0000

Looking fo Insurance? Buying a car? Shopping for a new mortgage? Well, if your credit has been pulled, expect to hear from a WHOLE BUNCH of people you didn’t even know existed – and will eventually wish DIDN’T. The Fair Credit Reporting Act allows credit repositiries to sell your personal credit information – to get you a competitive deal, of course – to companies that want your business. Fair enough – but HOW they try to get it is the problem. Listen to this enhanced expose on Trigger Leads and learn what they do – and how YOU ccan protect YOURSELF. The government won’t be helping you just yet but Bill and Art will. Please listen to this impotant show – listeners wanted more, and we’re delivering. Thanks.

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#72 – STAGING for DOLLARS – with Shell Brodnax

webmaster — Sat, 16 Jun 2007 20:15:08 +0000

Tis the season to be Selling…and there’s lots of competition in home sales this year. One underused weapon in your Home Selling Arsenal is staging – which is the art of presenting your home in its best light. To help us out we’ve invited Staging Marketing and Business Coach Shell Brodnax of the Staging Career Center to share ideas and tips about how to stage your home for maximum selling impact. Shell also founded RESA – the Real Estate Staging Association – and knows her stuff. Join us in this live feed from WTDY, Madison 1670 – The Pulse.

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#71 – Credit Agencies are Selling You Out!!

webmaster — Sat, 09 Jun 2007 20:15:14 +0000

Apply for a mortgage, car loan, or department store card lately? Notice all the calls, emails, and mailers coming your way nearly immediately? That’s because you’ve been triggered – and everyone wants a piece of the hot buyer -YOU. And they will do whatever it takes, because the Credit Repositories – Equifax, Transunion, and Experian have sold your info to the highers bidders. Find out more – HERE – and what you can do about it!! (But first listen to a victim’s story about Online Lenders…in a live phone interview).

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#70 – THESE BORROWERS SAVED MONEY AND AGGRAVATION!

webmaster — Tue, 05 Jun 2007 20:15:09 +0000

$ure there’s a lot of info out there about mortgage finance – but does it really work? Today we go over some actual case studies – some current and in process and some earlier – where folks in very unusual and diverse situations solved their mortgage problems. Solid info here by Bill and Art.

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#70 – YHYM – Mortgage Case Studies

webmaster — Mon, 04 Jun 2007 20:15:25 +0000

Sure there’s a lot of info out there about mortgage finance – but does it really work? Today we go over some actual case studies – some current and in process and some earlier – where folks in very unusual and diverse situations solved their mortgage problems. Solid info here by Bill and Art.

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#71 – YHYM – Talking About Home Improvements

webmaster — Sat, 02 Jun 2007 20:15:08 +0000

Talking About Home Improvements

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#69 – BANKS vs BROKERS – Apples and Oranges

webmaster — Fri, 01 Jun 2007 20:15:09 +0000

Banks are banks – they got all the money (yours) and press, and clout to paint their picture as your financial friend. Are they? Do you get your best deal there? Find out today!

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#68 – How to Shop Your Lender – Without Getting Burned!

webmaster — Fri, 01 Jun 2007 20:15:09 +0000

Got a loan? Not sure it’s the best deal? Think there’s smoke and mirrors? Listen here as we relate a realilife adventure of a client/friend as we explain how to compare-shop and keep the credit unscathed. Reality Radio at its best!

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#55 FSBO RADIO – Your BUYER needs a Pre-APPROVAL by Bill and Art

webmaster — Fri, 01 Jun 2007 20:15:09 +0000

Are you crazy? Would you REALLY waste your time on a home buyer that is neither Pre-Qualified nor Pre-Approved?!? Are you showing your home to Suspects, Prospects, or Convicts? Ask the right questions BEFORE they enter your DOOR. We’ll help you – and we’ll tell you about the most important date on that Offer to Purchase- and why. The Mortgage Guys from Capital Mortgage Advisors are here to help…

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#54 FSBO RADIO – CLOSE EM WITH A HOME WARRANTY by Karen Starich

webmaster — Fri, 01 Jun 2007 20:15:09 +0000

Selling your FSBO? Want a competitive edge? – How about providing a Home Warranty for your Buyer! Karen Starich of First American Home Warranty explains the power and utility of this excellent home-selling tool that will turn Browsers into Buyers quicker than you can say, “The appliances all work – I hope.” Get the skinny here.

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#67 – Better to BUY than RENT – Here are a Few Numbers

webmaster — Sat, 12 May 2007 20:15:08 +0000

The SECOND most controversial discussion (behind Roe vs Wade) is RENT vs BUY. Although the Federal Reserve estimates home owners have 36 times the net worth of renters, many folks still wonder if home buying is REALLY the way to go. We take a hard look at the topic, crunch a few numbers, and give you our answers here. Tune in. Thanks.

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#66 – The BAITnSWITCH LENDERS WANT TO DO YOUR LOAN!

webmaster — Sat, 05 May 2007 20:15:10 +0000

Every week we get stories of heartache and anger from people who are duped by ads they get for cheap mortgages. Bait and Switch is one of the oldest tricks in the books – and we STILL fall prey to it. SO we took a couple of flyers and mailers and called the lenders – what a range of results! Listen here for the scoop on this poop.

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#64 – HomeBuyers Roundtable – LIVE!

webmaster — Sat, 28 Apr 2007 20:15:07 +0000

Bill and Art bring you live coverage of the early going at the annual Home Buyer's Roundtable – good stuff.

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#63 Three NO DOWN PAYMENT Loans

webmaster — Sun, 22 Apr 2007 20:15:08 +0000

The Mortgage Guys – Bill and Art – discuss three programs that can get you into a home with no down payment – and you do NOT need perfect credit! And we remind the Option ARM victims of an excellent way to use FHA to refinance out of the ALLIGATOR ARM – the one that keeps chewing up your equity!

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#63 HOME INSPECTION: ENEMY or ALLY? by Kimberly St. Louis

webmaster — Sat, 21 Apr 2007 20:15:07 +0000

Home Inspections are NOT Appraisals. They're tougher, meaner, uglier, and more stringent than the appraisal and they always give you the FACTS. Are they good for the FSBO Seller, or are they something to fear? Does the TRUTH help or hurt the Seller? WHen should one be performed? We don't know. That's whay we have Kimberly St. Louis from A-PRO Home Inspections here to answer these questions. She's the Expert's expert and knows home inspections inside and out (pun intended). You're invited!

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#64 – WHEDA – Low Cost Zero-Down Loans

webmaster — Sat, 14 Apr 2007 20:15:08 +0000

Every state has them – low and zero down programs for low to middle income borrowers. In Wisconsin, there's WHEDA – the Wisconsin Housing and Economic Development Authority – and the rules need to be known. Learn here.

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#62 – Will FHA Loans FIll the SubPrime Gap?

webmaster — Sat, 07 Apr 2007 20:15:08 +0000

Subprime mortgages are under attack from all fronts. Investors are withdrawing support, lenders are filing bankruptcy, programs are being eliminated, credit is tightening, and Congress is being pressured into action. So what do borrowers with less-than-perfect-credit and minimal downpayment money do? They look at FHA mortgages! FHA is kinder toward credit, is underwritten by "people," and has some terrific programs for purchases AND refinances. This episode of Your Home-Your Money will give you the goods on Federal Housing Authority loans. Join Bill and Art today.

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#61 – MORTGAGE GOLIATH TROUNCED – LIve Interview with DAVEY

webmaster — Mon, 02 Apr 2007 20:15:07 +0000

This mortgage-gone-bad story is getting attention across the US as it applies to borrowers everywhere. According to an article in the Washington Post, Susan and Kevin Andrews of Cedarburg, Wisconsin refinanced their home in 2004 into what was explained – and reportedly documented – to be a 1.95% interest rate that was to be fixed for five years. It was not. The Andrews family decided to fight and eventually took the lender – Chevy Chase Bank – to court and WON, setting the table for a class action lawsuit by thousands of borrowers in the same boat. This is their story – and their caution – to the listeners of Your Home-Your Money as related in this excellent live interview.

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#61 – Legal Fight Over Fine Print – We Interview the Plaintiffs!!

webmaster — Sat, 31 Mar 2007 20:15:08 +0000

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#60- The Subprime Debacle – What It Means to Your Future

webmaster — Sat, 24 Mar 2007 20:15:15 +0000

Investors pulling their funds, lenders going belly-up, Option ARMs and Pick-A-Payment loans recasting to higher rates, Freddie Mac hammering in the last nail – What is going on with the Subprime Lending Market?!?! And those borrowers – with credit tightening up and real estate values flatlined – where can they turn for relief? Subprime lending is on its ear and we are going to talk about it – and what it means to YOU – on Madison 1670-the Pulse as we simulcast live from Wisconsin. Tune in – and throw your two cents in, too.

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#59 – Debt, Credit, & Maxed Out – Scott Bilker Interview

webmaster — Sat, 17 Mar 2007 20:15:09 +0000

Scott Bilker is Back! Been trying to get this busy man – advisor to dozens of finance columnists and media – for months. Scott, author of three books on credit debt, will talk with Bill Quigley about his latest work, his perspective on the dealing with credit card companies, and the new docu-movie, Maxed Out. Check out his info-packed website – www.debtsmart.com – then check in with us for this excellent interview. Don’t be late – we’re thinking about charging admission next time.

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#58 – FSBO RADIO – Listing Your Home on the Net – for FREE