Just Home Mortgages » First Time Home Buyer http://www.justhomemortgages.com One of the largest collections of current information and news about home mortgages. Sat, 04 Sep 2010 23:18:18 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 New tax credit for home buyers http://www.justhomemortgages.com/2009/02/19/new-tax-credit-for-home-buyers/ http://www.justhomemortgages.com/2009/02/19/new-tax-credit-for-home-buyers/#comments Fri, 20 Feb 2009 00:18:30 +0000 webmaster Economic stimulus gives first time-home buyers $8,000 bonus. If you’re thinking about buying a home this year, you’re in luck. The economic stimulus bill that President Obama signed into law this week contains a big tax break for home buyers who haven’t owned …

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]]> http://www.justhomemortgages.com/2009/02/19/new-tax-credit-for-home-buyers/feed/ 0 Steps to buying your first home http://www.justhomemortgages.com/2008/10/31/steps-to-buying-your-first-home/ http://www.justhomemortgages.com/2008/10/31/steps-to-buying-your-first-home/#comments Fri, 31 Oct 2008 20:15:17 +0000 webmaster If your goal is to buy your first home in the year ahead, start saving and planning now. Have you been itching to settle down into your own home? Do you find yourself lingering in front of houses with For Sale signs, wondering if you can afford to buy them? Are you perusing the classifie…

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]]> http://www.justhomemortgages.com/2008/10/31/steps-to-buying-your-first-home/feed/ 0 Lease-to-own homes http://www.justhomemortgages.com/2008/10/16/lease-to-own-homes/ http://www.justhomemortgages.com/2008/10/16/lease-to-own-homes/#comments Thu, 16 Oct 2008 20:15:17 +0000 webmaster If you understand the lease-to-own program, it can set you on the path to home ownership. Lease-to-own homes can help people who have had credit difficulties get started on the path to home ownership. If you understand what’s expected of you and what your options are, a lease-to-own prope…

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]]> http://www.justhomemortgages.com/2008/10/16/lease-to-own-homes/feed/ 0 Private mortgage insurance (PMI) http://www.justhomemortgages.com/2008/10/16/private-mortgage-insurance-pmi/ http://www.justhomemortgages.com/2008/10/16/private-mortgage-insurance-pmi/#comments Thu, 16 Oct 2008 20:15:16 +0000 webmaster Q: I’ve saved $20,000 toward a home. The home costs $200,000 and I’ve been told that unless I can come up with a larger down payment, I’ll need to take out PMI. What is it and how does it work? A: As a general rule, lenders require those who take out a mortgage on a home with a down payment of less than 20 percent of the home’s appraised value or sale price to obtain private mortgage insura…

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]]> http://www.justhomemortgages.com/2008/10/16/private-mortgage-insurance-pmi/feed/ 0 Private mortgage insurance http://www.justhomemortgages.com/2008/10/16/private-mortgage-insurance/ http://www.justhomemortgages.com/2008/10/16/private-mortgage-insurance/#comments Thu, 16 Oct 2008 20:15:16 +0000 webmaster Q: I’ve saved $20,000 to put toward the purchase of a home. The home I’m interested in buying, however, costs $200,000 and I’ve been told that unless I can come up with a larger down payment, I’ll ne…

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]]> http://www.justhomemortgages.com/2008/10/16/private-mortgage-insurance/feed/ 0 Cancellation of private mortgage insurance http://www.justhomemortgages.com/2008/10/16/cancellation-of-private-mortgage-insurance/ http://www.justhomemortgages.com/2008/10/16/cancellation-of-private-mortgage-insurance/#comments Thu, 16 Oct 2008 20:15:16 +0000 webmaster Federal law may save you hundreds of dollars each year if you qualify to cancel your private mortgage insurance. If you put less than 20 percent down on a home mortgage, lenders often require you to have Private Mortgage Insurance (PMI). PMI protects the lender if you default on the loan. The Homeowners Protect…

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]]> http://www.justhomemortgages.com/2008/10/16/cancellation-of-private-mortgage-insurance/feed/ 0 Ask an Expert: Can I get a mortgage with a low down payment? http://www.justhomemortgages.com/2008/10/16/ask-an-expert-can-i-get-a-mortgage-with-a-low-down-payment/ http://www.justhomemortgages.com/2008/10/16/ask-an-expert-can-i-get-a-mortgage-with-a-low-down-payment/#comments Thu, 16 Oct 2008 20:15:16 +0000 webmaster Q: I've heard that it's possible to buy a house with less than the standard 20 percent down payment. Is this true? A: Some lenders offer mortgages with down payments significantly lower than 20 percent. Market conditions, your credit rating and other important factors determine your eligibility for a reduced down…

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]]> http://www.justhomemortgages.com/2008/10/16/ask-an-expert-can-i-get-a-mortgage-with-a-low-down-payment/feed/ 0 What you need to know about your first mortgage http://www.justhomemortgages.com/2008/10/16/what-you-need-to-know-about-your-first-mortgage/ http://www.justhomemortgages.com/2008/10/16/what-you-need-to-know-about-your-first-mortgage/#comments Thu, 16 Oct 2008 20:15:16 +0000 webmaster It’s important to understand down payment and mortgage options before you apply for mortgage financing. Buying your first home is a huge milestone. Before you take this big step, consider the following. The bigger your down payment, the better The first rule about applying for a mortgage is simple: the…

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]]> http://www.justhomemortgages.com/2008/10/16/what-you-need-to-know-about-your-first-mortgage/feed/ 0 How to win at home ownership http://www.justhomemortgages.com/2008/10/16/how-to-win-at-home-ownership/ http://www.justhomemortgages.com/2008/10/16/how-to-win-at-home-ownership/#comments Thu, 16 Oct 2008 20:15:16 +0000 webmaster Smart homeowners plan ahead and play it safe to help ensure their investment will pay off. Homeowners intuitively understand that their home is both a place to live and an illiquid, long-term investment. Yet some housing markets are so volatile that buying and selling a home starts to seem…

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]]> http://www.justhomemortgages.com/2008/10/16/how-to-win-at-home-ownership/feed/ 0 A beginner’s guide to condominiums http://www.justhomemortgages.com/2008/10/16/a-beginners-guide-to-condominiums/ http://www.justhomemortgages.com/2008/10/16/a-beginners-guide-to-condominiums/#comments Thu, 16 Oct 2008 20:15:16 +0000 webmaster A condominium is a unique style of home – a unit in a multi-owner property governed by a condominium association. It can be a great purchase. The condominium market has been rising steadily for the past few years. According to the National Association of REALTORS®, condo values rose more than 27 percent between 2000 and 2002, and the …

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]]> http://www.justhomemortgages.com/2008/10/16/a-beginners-guide-to-condominiums/feed/ 0 Housing co-ops http://www.justhomemortgages.com/2008/06/05/housing-co-ops/ http://www.justhomemortgages.com/2008/06/05/housing-co-ops/#comments Thu, 05 Jun 2008 20:15:20 +0000 webmaster Cooperative housing can provide an affordable alternative, plus the chance to build up equity.

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]]> http://www.justhomemortgages.com/2008/06/05/housing-co-ops/feed/ 0 Should you build your own home? http://www.justhomemortgages.com/2008/06/05/should-you-build-your-own-home/ http://www.justhomemortgages.com/2008/06/05/should-you-build-your-own-home/#comments Thu, 05 Jun 2008 20:15:20 +0000 webmaster Contracting a house requires careful planning and financing.

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]]> http://www.justhomemortgages.com/2008/06/05/should-you-build-your-own-home/feed/ 0 How to read a home listing http://www.justhomemortgages.com/2008/06/05/how-to-read-a-home-listing/ http://www.justhomemortgages.com/2008/06/05/how-to-read-a-home-listing/#comments Thu, 05 Jun 2008 20:15:20 +0000 webmaster Baffled by real estate listings terminology? Use our real estate-to-English dictionary to decode them.

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]]> http://www.justhomemortgages.com/2008/06/05/how-to-read-a-home-listing/feed/ 0 Five reasons to buy a home around the holidays http://www.justhomemortgages.com/2008/06/05/five-reasons-to-buy-a-home-around-the-holidays/ http://www.justhomemortgages.com/2008/06/05/five-reasons-to-buy-a-home-around-the-holidays/#comments Thu, 05 Jun 2008 20:15:20 +0000 webmaster December and early January is one of the slowest periods for home sales. That’s one reason you should be out there looking.

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]]> http://www.justhomemortgages.com/2008/06/05/five-reasons-to-buy-a-home-around-the-holidays/feed/ 0 Steps to buying a first home http://www.justhomemortgages.com/2008/06/05/steps-to-buying-a-first-home/ http://www.justhomemortgages.com/2008/06/05/steps-to-buying-a-first-home/#comments Thu, 05 Jun 2008 20:15:20 +0000 webmaster If your goal is to buy your first home in the year ahead, start saving and planning now.

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]]> http://www.justhomemortgages.com/2008/06/05/steps-to-buying-a-first-home/feed/ 0 Should your first offer be your best? http://www.justhomemortgages.com/2008/06/05/should-your-first-offer-be-your-best/ http://www.justhomemortgages.com/2008/06/05/should-your-first-offer-be-your-best/#comments Thu, 05 Jun 2008 20:15:20 +0000 webmaster There are a number of factors to consider when bidding on your dream home.

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]]> http://www.justhomemortgages.com/2008/06/05/should-your-first-offer-be-your-best/feed/ 0 First-time home buyer: Buying a house in a down market http://www.justhomemortgages.com/2008/06/05/first-time-home-buyer-buying-a-house-in-a-down-market/ http://www.justhomemortgages.com/2008/06/05/first-time-home-buyer-buying-a-house-in-a-down-market/#comments Thu, 05 Jun 2008 20:15:20 +0000 webmaster A down market can be an opportunity for a first-time home buyer to get a great deal on a house.

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]]> http://www.justhomemortgages.com/2008/06/05/first-time-home-buyer-buying-a-house-in-a-down-market/feed/ 0 The final walk-through http://www.justhomemortgages.com/2008/06/05/the-final-walk-through/ http://www.justhomemortgages.com/2008/06/05/the-final-walk-through/#comments Thu, 05 Jun 2008 20:15:20 +0000 webmaster This is your opportunity to make sure nothing is missing or damaged, before the deal closes.

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]]> http://www.justhomemortgages.com/2008/06/05/the-final-walk-through/feed/ 0 Inspections and certificates http://www.justhomemortgages.com/2008/06/05/inspections-and-certificates/ http://www.justhomemortgages.com/2008/06/05/inspections-and-certificates/#comments Thu, 05 Jun 2008 20:15:20 +0000 webmaster Before contracting to buy a home, you should hire qualified third parties to inspect your home.

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]]> http://www.justhomemortgages.com/2008/06/05/inspections-and-certificates/feed/ 0 A first-time home buyer can get a deal buying in winter http://www.justhomemortgages.com/2008/06/05/a-first-time-home-buyer-can-get-a-deal-buying-in-winter/ http://www.justhomemortgages.com/2008/06/05/a-first-time-home-buyer-can-get-a-deal-buying-in-winter/#comments Thu, 05 Jun 2008 20:15:20 +0000 webmaster Buying a home when others typically don’t can mean a bargain for the first-time home buyer.

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]]> http://www.justhomemortgages.com/2008/06/05/a-first-time-home-buyer-can-get-a-deal-buying-in-winter/feed/ 0 What is an FHA Loan? http://www.justhomemortgages.com/2008/06/05/what-is-an-fha-loan/ http://www.justhomemortgages.com/2008/06/05/what-is-an-fha-loan/#comments Thu, 05 Jun 2008 20:15:20 +0000 webmaster An FHA loan is a great tool to help first-time home buyers own a home.

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]]> http://www.justhomemortgages.com/2008/06/05/what-is-an-fha-loan/feed/ 0 What to think about when you’re buying a home http://www.justhomemortgages.com/2008/06/05/what-to-think-about-when-youre-buying-a-home/ http://www.justhomemortgages.com/2008/06/05/what-to-think-about-when-youre-buying-a-home/#comments Thu, 05 Jun 2008 20:15:20 +0000 webmaster Answer these questions and be sure you’re making sound financial decisions.

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]]> http://www.justhomemortgages.com/2008/06/05/what-to-think-about-when-youre-buying-a-home/feed/ 0 How an FHA loan works http://www.justhomemortgages.com/2008/06/05/how-an-fha-loan-works/ http://www.justhomemortgages.com/2008/06/05/how-an-fha-loan-works/#comments Thu, 05 Jun 2008 20:15:20 +0000 webmaster An FHA loan is a great way for a first-time home buyer to finance a home.

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]]> http://www.justhomemortgages.com/2008/06/05/how-an-fha-loan-works/feed/ 0 FHA Loan Eligibility http://www.justhomemortgages.com/2008/06/05/fha-loan-eligibility/ http://www.justhomemortgages.com/2008/06/05/fha-loan-eligibility/#comments Thu, 05 Jun 2008 20:15:20 +0000 webmaster You may be a good candidate for an FHA loan.

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]]> http://www.justhomemortgages.com/2008/06/05/fha-loan-eligibility/feed/ 0 Buying your first home http://www.justhomemortgages.com/2008/06/05/buying-your-first-home/ http://www.justhomemortgages.com/2008/06/05/buying-your-first-home/#comments Thu, 05 Jun 2008 20:15:20 +0000 webmaster Understanding all that is involved can help you through the purchase of your first home.

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]]> http://www.justhomemortgages.com/2008/06/05/buying-your-first-home/feed/ 0 Condominium buying basics http://www.justhomemortgages.com/2008/06/05/condominium-buying-basics/ http://www.justhomemortgages.com/2008/06/05/condominium-buying-basics/#comments Thu, 05 Jun 2008 20:15:20 +0000 webmaster Understanding the differences of buying a condominium versus a single family home can help you through the process.

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]]> http://www.justhomemortgages.com/2008/06/05/condominium-buying-basics/feed/ 0 Tips to buying a townhouse http://www.justhomemortgages.com/2008/06/05/tips-to-buying-a-townhouse/ http://www.justhomemortgages.com/2008/06/05/tips-to-buying-a-townhouse/#comments Thu, 05 Jun 2008 20:15:20 +0000 webmaster Understanding what is involved in the purchase of a townhouse can help make the process easier.

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]]> http://www.justhomemortgages.com/2008/06/05/tips-to-buying-a-townhouse/feed/ 0 What you need to know about a second trust loan before signing http://www.justhomemortgages.com/2008/06/05/what-you-need-to-know-about-a-second-trust-loan-before-signing/ http://www.justhomemortgages.com/2008/06/05/what-you-need-to-know-about-a-second-trust-loan-before-signing/#comments Thu, 05 Jun 2008 20:15:19 +0000 webmaster Financing part of your down payment eliminates the need for private mortgage insurance.

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]]> http://www.justhomemortgages.com/2008/06/05/what-you-need-to-know-about-a-second-trust-loan-before-signing/feed/ 0 Are you ready for home ownership? http://www.justhomemortgages.com/2008/06/05/are-you-ready-for-home-ownership/ http://www.justhomemortgages.com/2008/06/05/are-you-ready-for-home-ownership/#comments Thu, 05 Jun 2008 20:15:19 +0000 webmaster Take our quiz to help you decide if you’re ready to jump into the housing market.

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]]> http://www.justhomemortgages.com/2008/06/05/are-you-ready-for-home-ownership/feed/ 0 The next steps after a home offer http://www.justhomemortgages.com/2008/06/05/the-next-steps-after-a-home-offer/ http://www.justhomemortgages.com/2008/06/05/the-next-steps-after-a-home-offer/#comments Thu, 05 Jun 2008 20:15:19 +0000 webmaster So you’ve found the perfect home and made an offer. Now what? Here are the important next steps.

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]]> http://www.justhomemortgages.com/2008/06/05/the-next-steps-after-a-home-offer/feed/ 0 Condominium or house: Which is right for you? http://www.justhomemortgages.com/2008/06/05/condominium-or-house-which-is-right-for-you/ http://www.justhomemortgages.com/2008/06/05/condominium-or-house-which-is-right-for-you/#comments Thu, 05 Jun 2008 20:15:19 +0000 webmaster Condos and houses have their advantages and disadvantages. Use our chart to help compare your options.

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]]> http://www.justhomemortgages.com/2008/06/05/condominium-or-house-which-is-right-for-you/feed/ 0 Ask an expert: Seller backing out of contract http://www.justhomemortgages.com/2008/06/05/ask-an-expert-seller-backing-out-of-contract/ http://www.justhomemortgages.com/2008/06/05/ask-an-expert-seller-backing-out-of-contract/#comments Thu, 05 Jun 2008 20:15:19 +0000 webmaster Q: What happens if you’ve made an offer on a home and the seller suddenly decides not to sell?

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]]> http://www.justhomemortgages.com/2008/06/05/ask-an-expert-seller-backing-out-of-contract/feed/ 0 10 reasons to buy a home http://www.justhomemortgages.com/2008/06/05/10-reasons-to-buy-a-home/ http://www.justhomemortgages.com/2008/06/05/10-reasons-to-buy-a-home/#comments Thu, 05 Jun 2008 20:15:19 +0000 webmaster More: continued here

]]> http://www.justhomemortgages.com/2008/06/05/10-reasons-to-buy-a-home/feed/ 0 Pros and cons of condominium living http://www.justhomemortgages.com/2008/06/05/pros-and-cons-of-condominium-living/ http://www.justhomemortgages.com/2008/06/05/pros-and-cons-of-condominium-living/#comments Thu, 05 Jun 2008 20:15:19 +0000 webmaster Owning a condo is quite different from owing a house. Make sure the condo lifestyle is for you before buying.

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]]> http://www.justhomemortgages.com/2008/06/05/pros-and-cons-of-condominium-living/feed/ 0 Fixer-upper or money pit: How to determine http://www.justhomemortgages.com/2008/06/05/fixer-upper-or-money-pit-how-to-determine/ http://www.justhomemortgages.com/2008/06/05/fixer-upper-or-money-pit-how-to-determine/#comments Thu, 05 Jun 2008 20:15:19 +0000 webmaster Some sure signs that the house you’re looking at will cost you much, much more than the purchase price.

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]]> http://www.justhomemortgages.com/2008/06/05/fixer-upper-or-money-pit-how-to-determine/feed/ 0 Checklist: Get ready to go house-hunting http://www.justhomemortgages.com/2008/06/05/checklist-get-ready-to-go-house-hunting/ http://www.justhomemortgages.com/2008/06/05/checklist-get-ready-to-go-house-hunting/#comments Thu, 05 Jun 2008 20:15:19 +0000 webmaster More: continued here

]]> http://www.justhomemortgages.com/2008/06/05/checklist-get-ready-to-go-house-hunting/feed/ 0 It pays to have local real estate agent http://www.justhomemortgages.com/2008/06/05/it-pays-to-have-local-real-estate-agent/ http://www.justhomemortgages.com/2008/06/05/it-pays-to-have-local-real-estate-agent/#comments Thu, 05 Jun 2008 20:15:19 +0000 webmaster More: continued here

]]> http://www.justhomemortgages.com/2008/06/05/it-pays-to-have-local-real-estate-agent/feed/ 0 Choose a home that will hold its value http://www.justhomemortgages.com/2008/06/05/choose-a-home-that-will-hold-its-value/ http://www.justhomemortgages.com/2008/06/05/choose-a-home-that-will-hold-its-value/#comments Thu, 05 Jun 2008 20:15:19 +0000 webmaster Before you buy, think about how appealing your new home will be when it’s time for you to sell.

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]]> http://www.justhomemortgages.com/2008/06/05/choose-a-home-that-will-hold-its-value/feed/ 0 Buying a home with a pool http://www.justhomemortgages.com/2008/06/05/buying-a-home-with-a-pool/ http://www.justhomemortgages.com/2008/06/05/buying-a-home-with-a-pool/#comments Thu, 05 Jun 2008 20:15:19 +0000 webmaster You like the house, but is the pool cool? Make sure you’re not getting in over your head.

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]]> http://www.justhomemortgages.com/2008/06/05/buying-a-home-with-a-pool/feed/ 0 The laundry room: What to consider when buying a home http://www.justhomemortgages.com/2008/06/05/the-laundry-room-what-to-consider-when-buying-a-home/ http://www.justhomemortgages.com/2008/06/05/the-laundry-room-what-to-consider-when-buying-a-home/#comments Thu, 05 Jun 2008 20:15:19 +0000 webmaster Use our tips to make sure the washer and dryer in the house you’re thinking of buying are in good repair.

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]]> http://www.justhomemortgages.com/2008/06/05/the-laundry-room-what-to-consider-when-buying-a-home/feed/ 0 Working with your buying agent http://www.justhomemortgages.com/2008/06/05/working-with-your-buying-agent/ http://www.justhomemortgages.com/2008/06/05/working-with-your-buying-agent/#comments Thu, 05 Jun 2008 20:15:19 +0000 webmaster If you know how to help your buying agent, you’ll find the right house at the right price a lot sooner.

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]]> http://www.justhomemortgages.com/2008/06/05/working-with-your-buying-agent/feed/ 0 Ask an expert: Can I use more than one real estate agent? http://www.justhomemortgages.com/2008/06/05/ask-an-expert-can-i-use-more-than-one-real-estate-agent/ http://www.justhomemortgages.com/2008/06/05/ask-an-expert-can-i-use-more-than-one-real-estate-agent/#comments Thu, 05 Jun 2008 20:15:19 +0000 webmaster Q: Can I work with more than one real estate agent at a time?

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]]> http://www.justhomemortgages.com/2008/06/05/ask-an-expert-can-i-use-more-than-one-real-estate-agent/feed/ 0 The role of real estate lawyers http://www.justhomemortgages.com/2008/06/05/the-role-of-real-estate-lawyers/ http://www.justhomemortgages.com/2008/06/05/the-role-of-real-estate-lawyers/#comments Thu, 05 Jun 2008 20:15:19 +0000 webmaster Whether you’re buying or selling, a real estate lawyer is an essential part of your team. Here are some of the services he or she should provide.

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]]> http://www.justhomemortgages.com/2008/06/05/the-role-of-real-estate-lawyers/feed/ 0 Buying a condo pre-construction http://www.justhomemortgages.com/2008/06/05/buying-a-condo-pre-construction/ http://www.justhomemortgages.com/2008/06/05/buying-a-condo-pre-construction/#comments Thu, 05 Jun 2008 20:15:19 +0000 webmaster Proceed with caution. When you buy a home that’s not built yet, there can be setbacks before you move in.

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]]> http://www.justhomemortgages.com/2008/06/05/buying-a-condo-pre-construction/feed/ 0 Checklist: Finding a community you’ll like http://www.justhomemortgages.com/2008/06/05/checklist-finding-a-community-you%c2%92ll-like/ http://www.justhomemortgages.com/2008/06/05/checklist-finding-a-community-you%c2%92ll-like/#comments Thu, 05 Jun 2008 20:15:19 +0000 webmaster More: continued here

]]> http://www.justhomemortgages.com/2008/06/05/checklist-finding-a-community-you%c2%92ll-like/feed/ 0 Kitchen appliances: What to consider when buying a home http://www.justhomemortgages.com/2008/06/04/kitchen-appliances-what-to-consider-when-buying-a-home/ http://www.justhomemortgages.com/2008/06/04/kitchen-appliances-what-to-consider-when-buying-a-home/#comments Wed, 04 Jun 2008 20:15:19 +0000 webmaster Inspect and test the fridge, stove and dishwasher to make sure they work properly before you buy.

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]]> http://www.justhomemortgages.com/2008/06/04/kitchen-appliances-what-to-consider-when-buying-a-home/feed/ 0 How to interview a buying agent http://www.justhomemortgages.com/2008/06/04/how-to-interview-a-buying-agent/ http://www.justhomemortgages.com/2008/06/04/how-to-interview-a-buying-agent/#comments Wed, 04 Jun 2008 20:15:19 +0000 webmaster You should ask a REALTOR® some important questions before choosing them to act as your agent.

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]]> http://www.justhomemortgages.com/2008/06/04/how-to-interview-a-buying-agent/feed/ 0 Tips for buying a fixer-upper http://www.justhomemortgages.com/2008/06/04/tips-for-buying-a-fixer-upper/ http://www.justhomemortgages.com/2008/06/04/tips-for-buying-a-fixer-upper/#comments Wed, 04 Jun 2008 20:15:19 +0000 webmaster There are some special considerations when buying a home that’s going to need substantial repairs.

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]]> http://www.justhomemortgages.com/2008/06/04/tips-for-buying-a-fixer-upper/feed/ 0 Good neighborhood characteristics http://www.justhomemortgages.com/2008/06/04/good-neighborhood-characteristics/ http://www.justhomemortgages.com/2008/06/04/good-neighborhood-characteristics/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster What should you be looking for when buying a home in a new neighborhood?

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]]> http://www.justhomemortgages.com/2008/06/04/good-neighborhood-characteristics/feed/ 0 Contract on a home: your next steps http://www.justhomemortgages.com/2008/06/04/contract-on-a-home-your-next-steps/ http://www.justhomemortgages.com/2008/06/04/contract-on-a-home-your-next-steps/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster You’ve signed a contract to purchase a home. Now what? Here are the next steps you need to take.

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]]> http://www.justhomemortgages.com/2008/06/04/contract-on-a-home-your-next-steps/feed/ 0 Get the facts at open houses http://www.justhomemortgages.com/2008/06/04/get-the-facts-at-open-houses/ http://www.justhomemortgages.com/2008/06/04/get-the-facts-at-open-houses/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster Savvy home shoppers use these events to research for-sale homes and real estate agents.

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]]> http://www.justhomemortgages.com/2008/06/04/get-the-facts-at-open-houses/feed/ 0 Kitchen designs that work http://www.justhomemortgages.com/2008/06/04/kitchen-designs-that-work/ http://www.justhomemortgages.com/2008/06/04/kitchen-designs-that-work/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster Make sure the kitchen in the home you’re considering buying stacks up. Here’s what to look for.

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]]> http://www.justhomemortgages.com/2008/06/04/kitchen-designs-that-work/feed/ 0 How to buy an affordable home http://www.justhomemortgages.com/2008/06/04/how-to-buy-an-affordable-home/ http://www.justhomemortgages.com/2008/06/04/how-to-buy-an-affordable-home/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster Our three-step process can help you find the home you want in the price range you need.

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]]> http://www.justhomemortgages.com/2008/06/04/how-to-buy-an-affordable-home/feed/ 0 Should you buy and renovate a home? http://www.justhomemortgages.com/2008/06/04/should-you-buy-and-renovate-a-home/ http://www.justhomemortgages.com/2008/06/04/should-you-buy-and-renovate-a-home/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster It’s important to weigh the advantages and the disadvantages before deciding whether to take on a home renovation.

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]]> http://www.justhomemortgages.com/2008/06/04/should-you-buy-and-renovate-a-home/feed/ 0 The hidden costs of homeownership http://www.justhomemortgages.com/2008/06/04/the-hidden-costs-of-homeownership/ http://www.justhomemortgages.com/2008/06/04/the-hidden-costs-of-homeownership/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster It’s important to understand all of the costs involved with owning a home so that you are financially prepared.

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]]> http://www.justhomemortgages.com/2008/06/04/the-hidden-costs-of-homeownership/feed/ 0 The hidden costs of buying a home http://www.justhomemortgages.com/2008/06/04/the-hidden-costs-of-buying-a-home/ http://www.justhomemortgages.com/2008/06/04/the-hidden-costs-of-buying-a-home/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster It’s important to understand all of the costs involved in home buying so you’re not caught unprepared.

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]]> http://www.justhomemortgages.com/2008/06/04/the-hidden-costs-of-buying-a-home/feed/ 0 Is that home price fair market value? http://www.justhomemortgages.com/2008/06/04/is-that-home-price-fair-market-value/ http://www.justhomemortgages.com/2008/06/04/is-that-home-price-fair-market-value/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster With today’s higher home prices, it can sometimes be hard to tell if the home you have your eye on is overpriced.

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]]> http://www.justhomemortgages.com/2008/06/04/is-that-home-price-fair-market-value/feed/ 0 Top 10 tips for building a home http://www.justhomemortgages.com/2008/06/04/top-10-tips-for-building-a-home/ http://www.justhomemortgages.com/2008/06/04/top-10-tips-for-building-a-home/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster Planning to build the home of your dreams? Here’s expert advice for every step of the process.

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]]> http://www.justhomemortgages.com/2008/06/04/top-10-tips-for-building-a-home/feed/ 0 Finding the right REALTOR® http://www.justhomemortgages.com/2008/06/04/finding-the-right-realtor%c2%ae/ http://www.justhomemortgages.com/2008/06/04/finding-the-right-realtor%c2%ae/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster Whether you’re planning to buy or sell a home, you can benefit from the services of a professional REALTOR®.

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]]> http://www.justhomemortgages.com/2008/06/04/finding-the-right-realtor%c2%ae/feed/ 0 How to buy when home prices are high http://www.justhomemortgages.com/2008/06/04/how-to-buy-when-home-prices-are-high/ http://www.justhomemortgages.com/2008/06/04/how-to-buy-when-home-prices-are-high/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster Worries about buying a home at the ‘top’ of the market shouldn’t overwhelm your decision-making process.

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]]> http://www.justhomemortgages.com/2008/06/04/how-to-buy-when-home-prices-are-high/feed/ 0 Buying a home with hazards http://www.justhomemortgages.com/2008/06/04/buying-a-home-with-hazards/ http://www.justhomemortgages.com/2008/06/04/buying-a-home-with-hazards/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster Before you make an offer on that home of your dreams, it’s important to protect yourself.

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]]> http://www.justhomemortgages.com/2008/06/04/buying-a-home-with-hazards/feed/ 0 How to pick the right house http://www.justhomemortgages.com/2008/06/04/how-to-pick-the-right-house/ http://www.justhomemortgages.com/2008/06/04/how-to-pick-the-right-house/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster Is the house you have fallen in love with really the right house for your needs and lifestyle? Here are 10 criteria to consider.

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]]> http://www.justhomemortgages.com/2008/06/04/how-to-pick-the-right-house/feed/ 0 Finding a house in a new city http://www.justhomemortgages.com/2008/06/04/finding-a-house-in-a-new-city/ http://www.justhomemortgages.com/2008/06/04/finding-a-house-in-a-new-city/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster Some research and a good real estate agent will help you find the best neighborhood for you.

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]]> http://www.justhomemortgages.com/2008/06/04/finding-a-house-in-a-new-city/feed/ 0 Determining how much home you can afford http://www.justhomemortgages.com/2008/06/04/determining-how-much-home-you-can-afford/ http://www.justhomemortgages.com/2008/06/04/determining-how-much-home-you-can-afford/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster Q: How do I know how much home I can afford?

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]]> http://www.justhomemortgages.com/2008/06/04/determining-how-much-home-you-can-afford/feed/ 0 The first step in the home buying process http://www.justhomemortgages.com/2008/06/04/the-first-step-in-the-home-buying-process/ http://www.justhomemortgages.com/2008/06/04/the-first-step-in-the-home-buying-process/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster Contacting a real estate agent or a lender should be your first step when buying a home

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]]> http://www.justhomemortgages.com/2008/06/04/the-first-step-in-the-home-buying-process/feed/ 0 Renting versus buying a home http://www.justhomemortgages.com/2008/06/04/renting-versus-buying-a-home/ http://www.justhomemortgages.com/2008/06/04/renting-versus-buying-a-home/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster Is now the right time to buy a home? Use our tips to find out if it makes sense for you.

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]]> http://www.justhomemortgages.com/2008/06/04/renting-versus-buying-a-home/feed/ 0 Anxiety-free home buying http://www.justhomemortgages.com/2008/06/04/anxiety-free-home-buying/ http://www.justhomemortgages.com/2008/06/04/anxiety-free-home-buying/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster Break up the home buying process into small steps to avoid becoming overwhelmed.

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]]> http://www.justhomemortgages.com/2008/06/04/anxiety-free-home-buying/feed/ 0 Top 10 house-buying mistakes http://www.justhomemortgages.com/2008/06/04/top-10-house-buying-mistakes/ http://www.justhomemortgages.com/2008/06/04/top-10-house-buying-mistakes/#comments Wed, 04 Jun 2008 20:15:18 +0000 webmaster Learn from the mistakes of others, before you go house-hunting

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]]> http://www.justhomemortgages.com/2008/06/04/top-10-house-buying-mistakes/feed/ 0 Overcome your fear of financial commitment http://www.justhomemortgages.com/2008/06/04/overcome-your-fear-of-financial-commitment/ http://www.justhomemortgages.com/2008/06/04/overcome-your-fear-of-financial-commitment/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster Research, visualization, acceptance of risk can help you realize your dreams.

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]]> http://www.justhomemortgages.com/2008/06/04/overcome-your-fear-of-financial-commitment/feed/ 0 PMI may be tax deductible http://www.justhomemortgages.com/2008/06/04/pmi-may-be-tax-deductible/ http://www.justhomemortgages.com/2008/06/04/pmi-may-be-tax-deductible/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster Federal government allows tax break for private mortgage insurance.

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]]> http://www.justhomemortgages.com/2008/06/04/pmi-may-be-tax-deductible/feed/ 0 How to choose a real estate agent http://www.justhomemortgages.com/2008/06/04/how-to-choose-a-real-estate-agent/ http://www.justhomemortgages.com/2008/06/04/how-to-choose-a-real-estate-agent/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster Ask plenty of questions to find an agent who is qualified to meet your individual needs.

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]]> http://www.justhomemortgages.com/2008/06/04/how-to-choose-a-real-estate-agent/feed/ 0 Is the house worth the price? http://www.justhomemortgages.com/2008/06/04/is-the-house-worth-the-price/ http://www.justhomemortgages.com/2008/06/04/is-the-house-worth-the-price/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster You’re about to put in an offer on a home you love. Here’s how to determine if it’s worth the money.

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]]> http://www.justhomemortgages.com/2008/06/04/is-the-house-worth-the-price/feed/ 0 The second trust (piggyback) loan http://www.justhomemortgages.com/2008/06/04/the-second-trust-piggyback-loan/ http://www.justhomemortgages.com/2008/06/04/the-second-trust-piggyback-loan/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster If you can’t come up with a 20 percent down payment, a piggyback loan may help.

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]]> http://www.justhomemortgages.com/2008/06/04/the-second-trust-piggyback-loan/feed/ 0 Fees and costs of a home sale http://www.justhomemortgages.com/2008/06/04/fees-and-costs-of-a-home-sale/ http://www.justhomemortgages.com/2008/06/04/fees-and-costs-of-a-home-sale/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster Expect to pay for commissions, inspections, insurance, taxes and other items.

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]]> http://www.justhomemortgages.com/2008/06/04/fees-and-costs-of-a-home-sale/feed/ 0 Checklist: Making an offer http://www.justhomemortgages.com/2008/06/04/checklist-making-an-offer/ http://www.justhomemortgages.com/2008/06/04/checklist-making-an-offer/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster More: continued here

]]> http://www.justhomemortgages.com/2008/06/04/checklist-making-an-offer/feed/ 0 Home warranties http://www.justhomemortgages.com/2008/06/04/home-warranties/ http://www.justhomemortgages.com/2008/06/04/home-warranties/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster A home warranty protects you from repair and replacement costs on a new home’s major systems and appliances.

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]]> http://www.justhomemortgages.com/2008/06/04/home-warranties/feed/ 0 Buying a townhouse or semi-attached house http://www.justhomemortgages.com/2008/06/04/buying-a-townhouse-or-semi-attached-house/ http://www.justhomemortgages.com/2008/06/04/buying-a-townhouse-or-semi-attached-house/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster Townhouses and semi-attached houses can be a great value. But you’ll have to live at close quarters with the neighbors.

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]]> http://www.justhomemortgages.com/2008/06/04/buying-a-townhouse-or-semi-attached-house/feed/ 0 Checklist: Finding a buyer’s agent http://www.justhomemortgages.com/2008/06/04/checklist-finding-a-buyers-agent/ http://www.justhomemortgages.com/2008/06/04/checklist-finding-a-buyers-agent/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster More: continued here

]]> http://www.justhomemortgages.com/2008/06/04/checklist-finding-a-buyers-agent/feed/ 0 Finding a home: What to look for http://www.justhomemortgages.com/2008/06/04/finding-a-home-what-to-look-for/ http://www.justhomemortgages.com/2008/06/04/finding-a-home-what-to-look-for/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster There are steps to follow for finding a home.

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]]> http://www.justhomemortgages.com/2008/06/04/finding-a-home-what-to-look-for/feed/ 0 Low down payment? A piggyback loan or PMI can help http://www.justhomemortgages.com/2008/06/04/low-down-payment-a-piggyback-loan-or-pmi-can-help/ http://www.justhomemortgages.com/2008/06/04/low-down-payment-a-piggyback-loan-or-pmi-can-help/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster Sans a 20-percent down payment, you’ll need to pay for either a second loan or lender’s mortgage insurance.

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]]> http://www.justhomemortgages.com/2008/06/04/low-down-payment-a-piggyback-loan-or-pmi-can-help/feed/ 0 How much should you offer for that home? http://www.justhomemortgages.com/2008/06/04/how-much-should-you-offer-for-that-home/ http://www.justhomemortgages.com/2008/06/04/how-much-should-you-offer-for-that-home/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster You’ve found a home you want to buy, but how much should you offer to pay for it?

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]]> http://www.justhomemortgages.com/2008/06/04/how-much-should-you-offer-for-that-home/feed/ 0 First mortgage basics http://www.justhomemortgages.com/2008/06/04/first-mortgage-basics/ http://www.justhomemortgages.com/2008/06/04/first-mortgage-basics/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster Learn about down payment options and mortgages before buying your first home.

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]]> http://www.justhomemortgages.com/2008/06/04/first-mortgage-basics/feed/ 0 Who can get an Energy Efficient Mortgage? http://www.justhomemortgages.com/2008/06/04/who-can-get-an-energy-efficient-mortgage/ http://www.justhomemortgages.com/2008/06/04/who-can-get-an-energy-efficient-mortgage/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster A borrower who is buying or refinancing an energy-efficient home.

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]]> http://www.justhomemortgages.com/2008/06/04/who-can-get-an-energy-efficient-mortgage/feed/ 0 Energy Efficient Loans: How They Work http://www.justhomemortgages.com/2008/06/04/energy-efficient-loans-how-they-work/ http://www.justhomemortgages.com/2008/06/04/energy-efficient-loans-how-they-work/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster Using less energy could allow you to qualify for a larger mortgage.

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]]> http://www.justhomemortgages.com/2008/06/04/energy-efficient-loans-how-they-work/feed/ 0 Home purchase offer: Breaking the contract http://www.justhomemortgages.com/2008/06/04/home-purchase-offer-breaking-the-contract/ http://www.justhomemortgages.com/2008/06/04/home-purchase-offer-breaking-the-contract/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster Whether you can back out of buying a home without it costing you a lot of money depends on your contract.

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]]> http://www.justhomemortgages.com/2008/06/04/home-purchase-offer-breaking-the-contract/feed/ 0 Mortgage terms http://www.justhomemortgages.com/2008/06/04/mortgage-terms/ http://www.justhomemortgages.com/2008/06/04/mortgage-terms/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster Making sure you understand some common mortgage terms can help when you’re applying for a mortgage.

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]]> http://www.justhomemortgages.com/2008/06/04/mortgage-terms/feed/ 0 Features that add value to a home http://www.justhomemortgages.com/2008/06/04/features-that-add-value-to-a-home/ http://www.justhomemortgages.com/2008/06/04/features-that-add-value-to-a-home/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster When buying a home, you should consider whether it has features that may boost its future resale value.

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]]> http://www.justhomemortgages.com/2008/06/04/features-that-add-value-to-a-home/feed/ 0 Home shopping made easy http://www.justhomemortgages.com/2008/06/04/home-shopping-made-easy/ http://www.justhomemortgages.com/2008/06/04/home-shopping-made-easy/#comments Wed, 04 Jun 2008 20:15:17 +0000 webmaster There are five key factors to consider if you want to get the most out of shopping for a home.

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]]> http://www.justhomemortgages.com/2008/06/04/home-shopping-made-easy/feed/ 0 First-time homebuyer programs http://www.justhomemortgages.com/2008/01/01/first-time-homebuyer-programs/ http://www.justhomemortgages.com/2008/01/01/first-time-homebuyer-programs/#comments Tue, 01 Jan 2008 21:15:15 +0000 webmaster There are many programs available to make it easier for you to become a homeowner.

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]]> http://www.justhomemortgages.com/2008/01/01/first-time-homebuyer-programs/feed/ 0 Low-credit score loans http://www.justhomemortgages.com/2008/01/01/low-credit-score-loans/ http://www.justhomemortgages.com/2008/01/01/low-credit-score-loans/#comments Tue, 01 Jan 2008 21:15:15 +0000 webmaster You can still get a good rate on your mortgage with less-than-perfect credit with an FHA loan.

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]]> http://www.justhomemortgages.com/2008/01/01/low-credit-score-loans/feed/ 0 Buying a home with a shared-equity mortgage http://www.justhomemortgages.com/2007/10/24/buying-a-home-with-a-shared-equity-mortgage/ http://www.justhomemortgages.com/2007/10/24/buying-a-home-with-a-shared-equity-mortgage/#comments Wed, 24 Oct 2007 20:15:12 +0000 webmaster Shared-equity financing can make buying a home more affordable.

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]]> http://www.justhomemortgages.com/2007/10/24/buying-a-home-with-a-shared-equity-mortgage/feed/ 0 Anxious about getting a loan? Here’s help http://www.justhomemortgages.com/2007/08/27/anxious-about-getting-a-loan-heres-help/ http://www.justhomemortgages.com/2007/08/27/anxious-about-getting-a-loan-heres-help/#comments Mon, 27 Aug 2007 20:15:15 +0000 webmaster Go slowly to establish trust and get a home loan that meets your needs.

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]]> http://www.justhomemortgages.com/2007/08/27/anxious-about-getting-a-loan-heres-help/feed/ 0 80/10/10 financing http://www.justhomemortgages.com/2007/05/25/801010-financing/ http://www.justhomemortgages.com/2007/05/25/801010-financing/#comments Fri, 25 May 2007 20:15:12 +0000 webmaster 80/10/10 financing can get you into a home with a lower down payment but still avoid PMI.

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]]> http://www.justhomemortgages.com/2007/05/25/801010-financing/feed/ 0 Checklist: Steps to a smooth closing http://www.justhomemortgages.com/2007/04/07/checklist-steps-to-a-smooth-closing/ http://www.justhomemortgages.com/2007/04/07/checklist-steps-to-a-smooth-closing/#comments Sat, 07 Apr 2007 20:15:10 +0000 webmaster More: continued here

]]> http://www.justhomemortgages.com/2007/04/07/checklist-steps-to-a-smooth-closing/feed/ 0 Mortgages: It’s NOT all about the monthly payment http://www.justhomemortgages.com/2007/03/12/mortgages-its-not-all-about-the-monthly-payment/ http://www.justhomemortgages.com/2007/03/12/mortgages-its-not-all-about-the-monthly-payment/#comments Mon, 12 Mar 2007 15:58:46 +0000 webmaster Factors other than your monthly payment should be considered when choosing a home loan.

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]]> http://www.justhomemortgages.com/2007/03/12/mortgages-its-not-all-about-the-monthly-payment/feed/ 0 Borrowing money from family and loved ones http://www.justhomemortgages.com/2007/03/12/borrowing-money-from-family-and-loved-ones/ http://www.justhomemortgages.com/2007/03/12/borrowing-money-from-family-and-loved-ones/#comments Mon, 12 Mar 2007 15:58:46 +0000 webmaster Here are some helpful tips if you’re considering borrowing money from your family rather than a financial institution.

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]]> http://www.justhomemortgages.com/2007/03/12/borrowing-money-from-family-and-loved-ones/feed/ 0