Just Home Mortgages » Buying A Home http://www.justhomemortgages.com One of the largest collections of current information and news about home mortgages. Tue, 07 Sep 2010 23:18:19 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 How much of a down payment do you need? http://www.justhomemortgages.com/2008/10/18/how-much-of-a-down-payment-do-you-need/ http://www.justhomemortgages.com/2008/10/18/how-much-of-a-down-payment-do-you-need/#comments Sat, 18 Oct 2008 20:15:17 +0000 webmaster When saving for a down payment on a home, if you’ve been able to save 30 percent instead of just 20 percent, you can decide how much to put down. As you prepare for a home purchase, you save for a down payment. Perhaps your down payment savings equals 30 percent (or more) of the purchase price of the home you want to buy. Now your question is,…

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]]> http://www.justhomemortgages.com/2008/10/18/how-much-of-a-down-payment-do-you-need/feed/ 0 Why close at the end of the month? http://www.justhomemortgages.com/2008/10/18/why-close-at-the-end-of-the-month/ http://www.justhomemortgages.com/2008/10/18/why-close-at-the-end-of-the-month/#comments Sat, 18 Oct 2008 20:15:17 +0000 webmaster The later in the month you close on a home, the lower your up-front mortgage costs may be. When you close on a home, you’re required to prepay any interest that will accrue on your mortgage from the date of the transaction until the end of the month. So the closer your closing is to the en…

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]]> http://www.justhomemortgages.com/2008/10/18/why-close-at-the-end-of-the-month/feed/ 0 The HUD-1 Settlement Statement http://www.justhomemortgages.com/2008/10/18/the-hud-1-settlement-statement/ http://www.justhomemortgages.com/2008/10/18/the-hud-1-settlement-statement/#comments Sat, 18 Oct 2008 20:15:17 +0000 webmaster When you buy a home, the HUD-1 form is the final statement of all the charges involved in the deal. Shortly before closing on a new home, you will be given a Department of Housing and Urban Development Settlement Statement, also called the HUD-1. This is your final account of all of the costs and f…

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]]> http://www.justhomemortgages.com/2008/10/18/the-hud-1-settlement-statement/feed/ 0 The home closing process http://www.justhomemortgages.com/2008/10/18/the-home-closing-process/ http://www.justhomemortgages.com/2008/10/18/the-home-closing-process/#comments Sat, 18 Oct 2008 20:15:17 +0000 webmaster Q: What’s involved in closing on a home? A: Closing consists of all the necessary final steps involved in sealing the deal on a home purchase. It includes:The offer to purchase There’s no foolproof way to make an offer that’s guaranteed t…

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]]> http://www.justhomemortgages.com/2008/10/18/the-home-closing-process/feed/ 0 Settlement statement: Understanding the terms http://www.justhomemortgages.com/2008/10/18/settlement-statement-understanding-the-terms/ http://www.justhomemortgages.com/2008/10/18/settlement-statement-understanding-the-terms/#comments Sat, 18 Oct 2008 20:15:17 +0000 webmaster The settlement statement you receive when you close on a home can be confusing. Understanding the following terms can help. Upon closing on a house, you will receive a settlement statement. This document itemizes all of the monetary transactions that are involved. However, it’s not always easy to understand. Here are defi…

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]]> http://www.justhomemortgages.com/2008/10/18/settlement-statement-understanding-the-terms/feed/ 0 Making a down payment http://www.justhomemortgages.com/2008/10/18/making-a-down-payment/ http://www.justhomemortgages.com/2008/10/18/making-a-down-payment/#comments Sat, 18 Oct 2008 20:15:17 +0000 webmaster You will need a cashier’s check from an acceptable source at closing. It is time for closing on your new home. You are supposed to show up with the down payment. Should you just bring your checkbook? How do you actually make a down payment? Most lenders expect you to …

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]]> http://www.justhomemortgages.com/2008/10/18/making-a-down-payment/feed/ 0 How to keep your loan from being derailed http://www.justhomemortgages.com/2008/10/18/how-to-keep-your-loan-from-being-derailed/ http://www.justhomemortgages.com/2008/10/18/how-to-keep-your-loan-from-being-derailed/#comments Sat, 18 Oct 2008 20:15:17 +0000 webmaster Problems that can cause delays need not derail the entire loan process. A mortgage prequalification letter is a great tool for anyone who wants to borrow money to buy a home. But a prequalification letter is just the start of the home-loan process; most borrowers also fa…

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]]> http://www.justhomemortgages.com/2008/10/18/how-to-keep-your-loan-from-being-derailed/feed/ 0 Home inspections and certifications http://www.justhomemortgages.com/2008/10/18/home-inspections-and-certifications/ http://www.justhomemortgages.com/2008/10/18/home-inspections-and-certifications/#comments Sat, 18 Oct 2008 20:15:17 +0000 webmaster Before contracting to buy a home, you should hire qualified third parties to inspect your home. Whole-house inspections Inspections are designed to disclose defects in the property that could materially affect its safety, livability or resale value. They won’t disclose cosmetic problems, so you…

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]]> http://www.justhomemortgages.com/2008/10/18/home-inspections-and-certifications/feed/ 0 Home appraisals http://www.justhomemortgages.com/2008/10/18/home-appraisals/ http://www.justhomemortgages.com/2008/10/18/home-appraisals/#comments Sat, 18 Oct 2008 20:15:17 +0000 webmaster Lenders use home appraisers to determine the value of the home you plan to buy. An appraisal is a written estimate of a property’s market value completed by an appraiser shortly after you request your mortgage. Lenders use your appraisal to determine your loan amount. The market…

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]]> http://www.justhomemortgages.com/2008/10/18/home-appraisals/feed/ 0 How to compare mortgage loans http://www.justhomemortgages.com/2008/10/18/how-to-compare-mortgage-loans/ http://www.justhomemortgages.com/2008/10/18/how-to-compare-mortgage-loans/#comments Sat, 18 Oct 2008 20:15:17 +0000 webmaster Asking these questions when comparing home loans can help you save money and find the mortgage that best suits your needs. Comparing mortgage loans is one of the most important things you can do when you’re buying a home. The decisions you make will determine the size of your monthly payments, how much you pay upfront, a…

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]]> http://www.justhomemortgages.com/2008/10/18/how-to-compare-mortgage-loans/feed/ 0 When to choose a fixed-rate mortgage http://www.justhomemortgages.com/2008/10/18/when-to-choose-a-fixed-rate-mortgage/ http://www.justhomemortgages.com/2008/10/18/when-to-choose-a-fixed-rate-mortgage/#comments Sat, 18 Oct 2008 20:15:17 +0000 webmaster Sometimes the security and stability of a fixed-rate mortgage can make it the best choice for your needs. With all the buzz these days about new mortgage options, it may be tempting to bypass a traditional fixed-rate loan when shopping for a mortgage. But often it’s the best choice. A fixed-rate mortgage…

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]]> http://www.justhomemortgages.com/2008/10/18/when-to-choose-a-fixed-rate-mortgage/feed/ 0 How to make yourself desirable to mortgage lenders http://www.justhomemortgages.com/2008/10/18/how-to-make-yourself-desirable-to-mortgage-lenders/ http://www.justhomemortgages.com/2008/10/18/how-to-make-yourself-desirable-to-mortgage-lenders/#comments Sat, 18 Oct 2008 20:15:17 +0000 webmaster Getting ready to apply for a mortgage? These steps can help make sure you get the best loan possible. Whether or not you can buy a home often depends on your ability to get a mortgage, and this can be a challenge if your credit history isn’t perfect. But there are things you can do to make yourself a…

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]]> http://www.justhomemortgages.com/2008/10/18/how-to-make-yourself-desirable-to-mortgage-lenders/feed/ 0 Shopping around for a loan http://www.justhomemortgages.com/2008/10/18/shopping-around-for-a-loan/ http://www.justhomemortgages.com/2008/10/18/shopping-around-for-a-loan/#comments Sat, 18 Oct 2008 20:15:17 +0000 webmaster Shopping around for a loan can save you money. Shopping around for a loan improves your chances of saving money. Different lenders offer different products, so comparison shopping helps you find the best loan deals around. There are several thin…

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]]> http://www.justhomemortgages.com/2008/10/18/shopping-around-for-a-loan/feed/ 0 Finding the best mortgage for you http://www.justhomemortgages.com/2008/10/18/finding-the-best-mortgage-for-you/ http://www.justhomemortgages.com/2008/10/18/finding-the-best-mortgage-for-you/#comments Sat, 18 Oct 2008 20:15:17 +0000 webmaster There are dozens of mortgage products available. Here’s help in picking the loan that’s right for you. Home buyers can choose from many different types of mortgages. The basic models are fixed rate mortgages and adjustable rate mortgages or ARMs. More choice is created when lenders vary the term of th…

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]]> http://www.justhomemortgages.com/2008/10/18/finding-the-best-mortgage-for-you/feed/ 0 Finding a mortgage that fits your life http://www.justhomemortgages.com/2008/10/18/finding-a-mortgage-that-fits-your-life/ http://www.justhomemortgages.com/2008/10/18/finding-a-mortgage-that-fits-your-life/#comments Sat, 18 Oct 2008 20:15:17 +0000 webmaster There’s a loan to fit most any situation. Use our tips to help you find the mortgage that’s right for you. If you’re shopping around for a mortgage or other loan, you’ve got a dizzying variety of products to pick from. The choices can be confusing, but the good news is that with a little careful planning …

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]]> http://www.justhomemortgages.com/2008/10/18/finding-a-mortgage-that-fits-your-life/feed/ 0 Checklist: Finding a community you’ll like http://www.justhomemortgages.com/2008/10/18/checklist-finding-a-community-youll-like/ http://www.justhomemortgages.com/2008/10/18/checklist-finding-a-community-youll-like/#comments Sat, 18 Oct 2008 20:15:16 +0000 webmaster Use our checklist to help select a community with the right location, schools, ammenities, crime rate, and more. Before buying a home, do a little research into the amenities and features of your future community. You’ll want to make sure the neighborhood has the kind of schools, transportation and recreational…

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]]> http://www.justhomemortgages.com/2008/10/18/checklist-finding-a-community-youll-like/feed/ 0 Tips for buying a home in an expensive housing market http://www.justhomemortgages.com/2008/10/18/tips-for-buying-a-home-in-an-expensive-housing-market/ http://www.justhomemortgages.com/2008/10/18/tips-for-buying-a-home-in-an-expensive-housing-market/#comments Sat, 18 Oct 2008 20:15:16 +0000 webmaster By exploring different loan options, you can purchase a home even in an expensive housing market. In recent years, housing prices have soared across most of the country. But there are still affordable ways to become a homeowner. Lenders offer many innovative, nontraditional loan products that can…

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]]> http://www.justhomemortgages.com/2008/10/18/tips-for-buying-a-home-in-an-expensive-housing-market/feed/ 0 Tax benefits of owning a home http://www.justhomemortgages.com/2008/10/18/tax-benefits-of-owning-a-home/ http://www.justhomemortgages.com/2008/10/18/tax-benefits-of-owning-a-home/#comments Sat, 18 Oct 2008 20:15:16 +0000 webmaster There are a number of tax incentives that can make buying a home a great investment. Buying a home is the biggest investment many people ever make. And it can be the wisest, due partly to a number of tax advantages the government has instituted to encourage home ownership. These bene…

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]]> http://www.justhomemortgages.com/2008/10/18/tax-benefits-of-owning-a-home/feed/ 0 Should you downsize your home? http://www.justhomemortgages.com/2008/10/18/should-you-downsize-your-home/ http://www.justhomemortgages.com/2008/10/18/should-you-downsize-your-home/#comments Sat, 18 Oct 2008 20:15:16 +0000 webmaster There are pros and cons to downsizing your home. Consider your finances and lifestyle before making a decision. The kids will soon be off to college and out of your home. Should you run out and sell your house? It’s not a simple decision. Factors that may encourage you to stay include: Do you want a place fo…

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]]> http://www.justhomemortgages.com/2008/10/18/should-you-downsize-your-home/feed/ 0 Buying a home when you are single http://www.justhomemortgages.com/2008/10/18/buying-a-home-when-you-are-single/ http://www.justhomemortgages.com/2008/10/18/buying-a-home-when-you-are-single/#comments Sat, 18 Oct 2008 20:15:16 +0000 webmaster Being single does not mean you cannot afford to buy a home. Here are some tips for buying solo. Who said you can’t do it alone? These days, more and more single people are diving into the homeowner’s market. In fact, according to the National Association of REALTORS®, single buyers make up…

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]]> http://www.justhomemortgages.com/2008/10/18/buying-a-home-when-you-are-single/feed/ 0 Title insurance basics http://www.justhomemortgages.com/2008/10/18/title-insurance-basics/ http://www.justhomemortgages.com/2008/10/18/title-insurance-basics/#comments Sat, 18 Oct 2008 20:15:16 +0000 webmaster Lenders require you to take out title insurance to protect themselves when they grant you a mortgage. Title insurance is a form of insurance that is designed to protect lenders and property owners from any potential hidden claims against a property. If, for example, you purchase a home and later some…

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]]> http://www.justhomemortgages.com/2008/10/18/title-insurance-basics/feed/ 0 Mortgage closing terms http://www.justhomemortgages.com/2008/10/18/mortgage-closing-terms/ http://www.justhomemortgages.com/2008/10/18/mortgage-closing-terms/#comments Sat, 18 Oct 2008 20:15:16 +0000 webmaster Understanding some key mortgage terms can help you when you’re closing on a home. In order to make your closing go more smoothly, you should be as knowledgeable as possible. Knowing the meaning of the following mortgage terms can help. • Appraisal: A written analysis of the estim…

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]]> http://www.justhomemortgages.com/2008/10/18/mortgage-closing-terms/feed/ 0 Common mortgage terms http://www.justhomemortgages.com/2008/10/18/common-mortgage-terms/ http://www.justhomemortgages.com/2008/10/18/common-mortgage-terms/#comments Sat, 18 Oct 2008 20:15:16 +0000 webmaster Making sure you understand some common mortgage terms can help when you’re applying for a mortgage. When dealing with the lending world, it can sometimes feel like everyone is speaking a foreign language. Learning the following key mortgage terms can help the process go more smoothly. • Appraisal:…

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]]> http://www.justhomemortgages.com/2008/10/18/common-mortgage-terms/feed/ 0 Tips for buying a townhouse http://www.justhomemortgages.com/2008/10/18/tips-for-buying-a-townhouse/ http://www.justhomemortgages.com/2008/10/18/tips-for-buying-a-townhouse/#comments Sat, 18 Oct 2008 20:15:15 +0000 webmaster Understanding what is involved in the purchase of a townhouse can help make the process easier. For those who feel a condominium might be too small but a single-family house too big, buying a townhouse can be a perfect solution. Here are a few things to keep in mind that will help you with your…

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]]> http://www.justhomemortgages.com/2008/10/18/tips-for-buying-a-townhouse/feed/ 0 The ABCs of time-shares http://www.justhomemortgages.com/2008/10/18/the-abcs-of-time-shares/ http://www.justhomemortgages.com/2008/10/18/the-abcs-of-time-shares/#comments Sat, 18 Oct 2008 20:15:15 +0000 webmaster Is buying a piece of a shared paradise right for you? Let our time-share primer help you decide. For some people, time-shares set off alarm bells. They imagine sitting through a four-hour presentation on the “deal of a lifetime,” only to be bullied into signing an agreement filled with hidden co…

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]]> http://www.justhomemortgages.com/2008/10/18/the-abcs-of-time-shares/feed/ 0 Shopping for a time-share http://www.justhomemortgages.com/2008/10/18/shopping-for-a-time-share/ http://www.justhomemortgages.com/2008/10/18/shopping-for-a-time-share/#comments Sat, 18 Oct 2008 20:15:15 +0000 webmaster It’s a buyer’s market, but you should still do some homework to ensure you get a good deal on that time-share. Now’s a good time to be in the market for a time-share. There are more time-shares available than purchasers right now, so it’s easier to negotiate a good deal. But it’s wise to get a handle on this …

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]]> http://www.justhomemortgages.com/2008/10/18/shopping-for-a-time-share/feed/ 0 New trend in vacation homes: Condo hotels http://www.justhomemortgages.com/2008/10/18/new-trend-in-vacation-homes-condo-hotels/ http://www.justhomemortgages.com/2008/10/18/new-trend-in-vacation-homes-condo-hotels/#comments Sat, 18 Oct 2008 20:15:15 +0000 webmaster Looking for a vacation home with all the comfort and convenience of a first-class holiday resort? Consider a condominium hotel. According to the National Association of REALTORS®, vacation home sales in 2005 were a whopping 16.9 percent higher than they were in 2004 — an all-time high of 1.02 million units. And some of …

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]]> http://www.justhomemortgages.com/2008/10/18/new-trend-in-vacation-homes-condo-hotels/feed/ 0 Needs versus wants http://www.justhomemortgages.com/2008/10/18/needs-versus-wants/ http://www.justhomemortgages.com/2008/10/18/needs-versus-wants/#comments Sat, 18 Oct 2008 20:15:15 +0000 webmaster Having a list of your needs will help keep you focused when buying a home. Most of us cherish the notion of a dream home. In our mind’s eye it may have big windows, fireplaces and airy open spaces. But in reality, an ideal home is one that allows us to comfortably express o…

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]]> http://www.justhomemortgages.com/2008/10/18/needs-versus-wants/feed/ 0 How to bubble-proof your second home http://www.justhomemortgages.com/2008/10/18/how-to-bubble-proof-your-second-home/ http://www.justhomemortgages.com/2008/10/18/how-to-bubble-proof-your-second-home/#comments Sat, 18 Oct 2008 20:15:15 +0000 webmaster Careful research can help you buy a vacation home that will become an income-producing asset. With all the talk about our being in the midst of a real estate bubble, the decision of whether or not to buy a second home has become more difficult than ever. But Christine Karpinski, author of tw…

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]]> http://www.justhomemortgages.com/2008/10/18/how-to-bubble-proof-your-second-home/feed/ 0 Homeowners associations http://www.justhomemortgages.com/2008/10/18/homeowners-associations/ http://www.justhomemortgages.com/2008/10/18/homeowners-associations/#comments Sat, 18 Oct 2008 20:15:15 +0000 webmaster Understand what you’re getting into. Read the fine print before you buy a home regulated by a homeowners association. Almost one in six people in America live in a community regulated by some kind of homeowners association, according to the Community Association Institute, a national non-profit group that provides r…

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]]> http://www.justhomemortgages.com/2008/10/18/homeowners-associations/feed/ 0 Home value estimations http://www.justhomemortgages.com/2008/10/18/home-value-estimations/ http://www.justhomemortgages.com/2008/10/18/home-value-estimations/#comments Sat, 18 Oct 2008 20:15:14 +0000 webmaster A Home Value Estimation relies on different information than a Competitive Market Analysis from your REALTOR®. Home value estimations (HVE) are automated reports using complex algorithms and public records to estimate your home’s market value. They’re user-friendly, usually requiring only an address and other…

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]]> http://www.justhomemortgages.com/2008/10/18/home-value-estimations/feed/ 0 Checklist: Home purchase contract terms and clauses http://www.justhomemortgages.com/2008/10/18/checklist-home-purchase-contract-terms-and-clauses/ http://www.justhomemortgages.com/2008/10/18/checklist-home-purchase-contract-terms-and-clauses/#comments Sat, 18 Oct 2008 20:15:14 +0000 webmaster When a purchase contract is set before us, many of us may find our eyes glazing over. While the prospect of combing through a contract may be unappealing, there are key points everyone should be sure…

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]]> http://www.justhomemortgages.com/2008/10/18/checklist-home-purchase-contract-terms-and-clauses/feed/ 0 Buying a home in today’s market http://www.justhomemortgages.com/2008/04/12/buying-a-home-in-todays-market/ http://www.justhomemortgages.com/2008/04/12/buying-a-home-in-todays-market/#comments Sat, 12 Apr 2008 20:15:15 +0000 webmaster How first-time home buyers can figure out if now’s the time to buy a home.

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]]> http://www.justhomemortgages.com/2008/04/12/buying-a-home-in-todays-market/feed/ 0 Three things to know before buying a home http://www.justhomemortgages.com/2008/01/15/three-things-to-know-before-buying-a-home/ http://www.justhomemortgages.com/2008/01/15/three-things-to-know-before-buying-a-home/#comments Tue, 15 Jan 2008 21:15:18 +0000 webmaster Credit worthiness and down payments matter more than ever in today’s market.

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]]> http://www.justhomemortgages.com/2008/01/15/three-things-to-know-before-buying-a-home/feed/ 0 Buying a home with a low down payment http://www.justhomemortgages.com/2008/01/01/buying-a-home-with-a-low-down-payment/ http://www.justhomemortgages.com/2008/01/01/buying-a-home-with-a-low-down-payment/#comments Tue, 01 Jan 2008 21:15:15 +0000 webmaster Looking for a mortgage that doesn’t require a 20 percent down payment? Here are some options.

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]]> http://www.justhomemortgages.com/2008/01/01/buying-a-home-with-a-low-down-payment/feed/ 0 Buying a home that’s been divided into rental units http://www.justhomemortgages.com/2007/12/19/buying-a-home-thats-been-divided-into-rental-units/ http://www.justhomemortgages.com/2007/12/19/buying-a-home-thats-been-divided-into-rental-units/#comments Wed, 19 Dec 2007 21:15:14 +0000 webmaster Considering converting a multi-unit home back into a single-family dwelling? Before you buy, there are a few things to consider.

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]]> http://www.justhomemortgages.com/2007/12/19/buying-a-home-thats-been-divided-into-rental-units/feed/ 0 Buying a home that was a rental http://www.justhomemortgages.com/2007/11/13/buying-a-home-that-was-a-rental/ http://www.justhomemortgages.com/2007/11/13/buying-a-home-that-was-a-rental/#comments Tue, 13 Nov 2007 21:15:14 +0000 webmaster A home that has been used as a rental could come with a unique set of issues issues.

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]]> http://www.justhomemortgages.com/2007/11/13/buying-a-home-that-was-a-rental/feed/ 0 In today’s market, home buyers can negotiate winning deals http://www.justhomemortgages.com/2007/10/29/in-todays-market-home-buyers-can-negotiate-winning-deals/ http://www.justhomemortgages.com/2007/10/29/in-todays-market-home-buyers-can-negotiate-winning-deals/#comments Mon, 29 Oct 2007 20:15:13 +0000 webmaster In most areas, it’s no longer a seller’s market. Use this to negotiate a home purchase contract that gives you what you want.

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]]> http://www.justhomemortgages.com/2007/10/29/in-todays-market-home-buyers-can-negotiate-winning-deals/feed/ 0 House tour checklist http://www.justhomemortgages.com/2007/10/24/house-tour-checklist/ http://www.justhomemortgages.com/2007/10/24/house-tour-checklist/#comments Wed, 24 Oct 2007 20:15:11 +0000 webmaster Take this handy checklist with you when you tour a home for sale, and you’ll leave with a complete picture of the home you’re considering.

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]]> http://www.justhomemortgages.com/2007/10/24/house-tour-checklist/feed/ 0 Closing-day nightmares: Don’t let them happen to you http://www.justhomemortgages.com/2007/09/18/closing-day-nightmares-dont-let-them-happen-to-you/ http://www.justhomemortgages.com/2007/09/18/closing-day-nightmares-dont-let-them-happen-to-you/#comments Tue, 18 Sep 2007 20:15:13 +0000 webmaster Surprises can be fun, but not when they pop up on the day your home is set to close. Find out how you can avoid closing-day fiascos.

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]]> http://www.justhomemortgages.com/2007/09/18/closing-day-nightmares-dont-let-them-happen-to-you/feed/ 0 Five smart tips for home buyers http://www.justhomemortgages.com/2007/08/27/five-smart-tips-for-home-buyers/ http://www.justhomemortgages.com/2007/08/27/five-smart-tips-for-home-buyers/#comments Mon, 27 Aug 2007 20:15:14 +0000 webmaster More: continued here

]]> http://www.justhomemortgages.com/2007/08/27/five-smart-tips-for-home-buyers/feed/ 0 9 keys to an easy move http://www.justhomemortgages.com/2007/07/21/9-keys-to-an-easy-move/ http://www.justhomemortgages.com/2007/07/21/9-keys-to-an-easy-move/#comments Sat, 21 Jul 2007 20:15:50 +0000 webmaster The move into a new home is often a painstaking process. Although moving is inevitable, there are things you can do to make this transition a little easier. Read below to learn more.

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]]> http://www.justhomemortgages.com/2007/07/21/9-keys-to-an-easy-move/feed/ 0 How to use an open house to your advantage http://www.justhomemortgages.com/2007/07/21/how-to-use-an-open-house-to-your-advantage/ http://www.justhomemortgages.com/2007/07/21/how-to-use-an-open-house-to-your-advantage/#comments Sat, 21 Jul 2007 20:15:50 +0000 webmaster Taking advantage of open houses during your home search is not only smart, but it’s also a fun way to spend your afternoon. Below are a few tips for making your next open house as worthwhile as possible.

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]]> http://www.justhomemortgages.com/2007/07/21/how-to-use-an-open-house-to-your-advantage/feed/ 0 Home buying: How to use an open house to your advantage http://www.justhomemortgages.com/2007/07/21/home-buying-how-to-use-an-open-house-to-your-advantage/ http://www.justhomemortgages.com/2007/07/21/home-buying-how-to-use-an-open-house-to-your-advantage/#comments Sat, 21 Jul 2007 20:15:50 +0000 webmaster Taking advantage of open houses during your home search is not only smart, but it’s also a fun way to spend your afternoon. Below are a few tips for making your next open house as worthwhile as possible.

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]]> http://www.justhomemortgages.com/2007/07/21/home-buying-how-to-use-an-open-house-to-your-advantage/feed/ 0 Canceling private mortgage insurance http://www.justhomemortgages.com/2007/07/13/canceling-private-mortgage-insurance/ http://www.justhomemortgages.com/2007/07/13/canceling-private-mortgage-insurance/#comments Fri, 13 Jul 2007 20:15:11 +0000 webmaster Have you built up a fair bit of equity in your home? You may qualify to cancel private mortgage insurance and save hundreds, or even thousands, of dollars a year.

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]]> http://www.justhomemortgages.com/2007/07/13/canceling-private-mortgage-insurance/feed/ 0 Moving tips and tricks http://www.justhomemortgages.com/2007/06/22/moving-tips-and-tricks/ http://www.justhomemortgages.com/2007/06/22/moving-tips-and-tricks/#comments Fri, 22 Jun 2007 20:15:13 +0000 webmaster Moving can be a hectic experience even for the most organized person. Consult our list of useful tips to help make your move a snap.

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]]> http://www.justhomemortgages.com/2007/06/22/moving-tips-and-tricks/feed/ 0 Can you afford to buy a home? http://www.justhomemortgages.com/2007/06/19/can-you-afford-to-buy-a-home/ http://www.justhomemortgages.com/2007/06/19/can-you-afford-to-buy-a-home/#comments Tue, 19 Jun 2007 20:15:16 +0000 webmaster You’re ready for homeownership, but are your finances? Find out if your financial situation is stable enough to purchase a home.

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]]> http://www.justhomemortgages.com/2007/06/19/can-you-afford-to-buy-a-home/feed/ 0 What is private mortgage insurance? http://www.justhomemortgages.com/2007/05/25/what-is-private-mortgage-insurance/ http://www.justhomemortgages.com/2007/05/25/what-is-private-mortgage-insurance/#comments Fri, 25 May 2007 20:15:12 +0000 webmaster With PMI, you can get into the house you want without making a 20 percent down payment.

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]]> http://www.justhomemortgages.com/2007/05/25/what-is-private-mortgage-insurance/feed/ 0 Construction loans http://www.justhomemortgages.com/2007/05/25/construction-loans/ http://www.justhomemortgages.com/2007/05/25/construction-loans/#comments Fri, 25 May 2007 20:15:12 +0000 webmaster You need a special type of loan if you want to finance the construction of your very own dream home.

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]]> http://www.justhomemortgages.com/2007/05/25/construction-loans/feed/ 0 How much home can you afford? http://www.justhomemortgages.com/2007/04/27/how-much-home-can-you-afford/ http://www.justhomemortgages.com/2007/04/27/how-much-home-can-you-afford/#comments Fri, 27 Apr 2007 20:15:11 +0000 webmaster Shopping for a home but not sure how much you can spend? Here’s how to figure out your price range.

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]]> http://www.justhomemortgages.com/2007/04/27/how-much-home-can-you-afford/feed/ 0 Should you move or renovate? http://www.justhomemortgages.com/2007/04/20/should-you-move-or-renovate/ http://www.justhomemortgages.com/2007/04/20/should-you-move-or-renovate/#comments Fri, 20 Apr 2007 20:15:18 +0000 webmaster You’ve outgrown your current home. But is moving a better option, or should you renovate? Take our quiz to help determine which course of action is best for you.

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]]> http://www.justhomemortgages.com/2007/04/20/should-you-move-or-renovate/feed/ 0 The costs of homeownership http://www.justhomemortgages.com/2007/03/24/the-costs-of-homeownership/ http://www.justhomemortgages.com/2007/03/24/the-costs-of-homeownership/#comments Sat, 24 Mar 2007 20:15:18 +0000 webmaster Budget-savvy homeowners plan ahead for annual and monthly expenses.

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]]> http://www.justhomemortgages.com/2007/03/24/the-costs-of-homeownership/feed/ 0 Buying a new or existing home http://www.justhomemortgages.com/2007/03/12/buying-a-new-or-existing-home/ http://www.justhomemortgages.com/2007/03/12/buying-a-new-or-existing-home/#comments Mon, 12 Mar 2007 15:58:46 +0000 webmaster There are pros and cons for new homes and existing homes depending on your needs and preferences.

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]]> http://www.justhomemortgages.com/2007/03/12/buying-a-new-or-existing-home/feed/ 0 Buying a new home http://www.justhomemortgages.com/2007/03/12/buying-a-new-home/ http://www.justhomemortgages.com/2007/03/12/buying-a-new-home/#comments Mon, 12 Mar 2007 15:58:46 +0000 webmaster It’s exciting to visit a model home in a new development but consider the following before you buy.

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]]> http://www.justhomemortgages.com/2007/03/12/buying-a-new-home/feed/ 0 Which is better: PMI or piggyback loan? http://www.justhomemortgages.com/2007/03/12/which-is-better-pmi-or-piggyback-loan/ http://www.justhomemortgages.com/2007/03/12/which-is-better-pmi-or-piggyback-loan/#comments Mon, 12 Mar 2007 15:58:46 +0000 webmaster Here’s how to weigh your options if you plan to buy a home with a down payment of less than 20 percent.

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]]> http://www.justhomemortgages.com/2007/03/12/which-is-better-pmi-or-piggyback-loan/feed/ 0 Negotiating the best price http://www.justhomemortgages.com/2007/03/12/negotiating-the-best-price/ http://www.justhomemortgages.com/2007/03/12/negotiating-the-best-price/#comments Mon, 12 Mar 2007 15:58:46 +0000 webmaster Real estate is one of the few places in American life where haggling is the rule rather than the exception.

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]]> http://www.justhomemortgages.com/2007/03/12/negotiating-the-best-price/feed/ 0 Home buying mistakes http://www.justhomemortgages.com/2007/03/12/home-buying-mistakes/ http://www.justhomemortgages.com/2007/03/12/home-buying-mistakes/#comments Mon, 12 Mar 2007 15:58:46 +0000 webmaster Follow our tips to avoid common pitfalls when buying a home

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